Real Estate Investing in Staunton, Indiana (47881)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 47881 (Staunton, IN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 34.4% of homes vacant — above national norms.
- Elevated poverty: 32.8% poverty rate — can affect rent collection.
- Lower household income: $39,000 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Staunton, IN (47881)?
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Market Analysis: 47881 Staunton
The 47881 ZIP covers a section of Staunton that demands careful diligence. Prices near $130K look accessible, but the work to make a deal cash flow is real.
In practical terms, the numbers look inviting — $130K purchase price, 0.0% nominal cap — the work to hit that pro forma in 47881 is substantial and deserves full respect.
From an investor standpoint, 47881 offers a low basis, the region around Staunton has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
A significant renter share of 26% in 47881 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 47881 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Staunton:
Market Trends
Home Value History (with trend line)
📊 How Does 47881 Compare?
| Metric | 47881 | Staunton | Terre Haute, IN | Indiana |
|---|---|---|---|---|
| Home Value | $130,423 | $130,423 | N/A | $248,442 |
| 5-Year CAGR | 6.0% | 6.0% | N/A | 7.7% |
| Avg Rent | $936 | $936 | N/A | - |
| Cap Rate | 5.6% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 47881 (Staunton, IN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $130,423 |
| Monthly Rent | $936 |
| Price-to-Rent | 11.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.6% |
| Cap Rate | 5.6% |
| 5-Year IRR | 11.6% |
📈 Home Appreciation
| 1-Year | +3.5% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | +8.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 47881
Population: 253
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is real estate in Staunton, IN a good investment right now?
Yes - Staunton, IN a 3.0/5 investability score. With $130K home prices against $936/mo monthly rent, the market delivers a reasonable entry point for new investors.
How much do tenants pay in Staunton, IN?
Average rent in Staunton, IN is approximately $936/mo per month. Against $130K home values that yields a reasonable rent-to-price ratio.
What is the best play in Staunton, IN?
A careful cash-flow rentals with hands-on management strategy Staunton, IN best. The market produces consistent results for that approach at the $130K price point.
What is the rental occupancy rate in Staunton, IN?
Vacancy risk in Staunton, IN is elevated. That supports predictable cash flow for typical rental holds.
Is housing expensive in Staunton, IN?
In Staunton, IN the median home value sits at $130K. Against the broader IN market, that reads as reasonable for most investors.
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