Best ZIP Codes for Cash Flow in Terre Haute, IN (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 47966 1% rule Newport, IN $82,666 $1,035 9.77% 4.4%
2 47855 1% rule Hymera, IN $79,507 $990 9.71% 2.2%
3 47807 1% rule Terre Haute, IN $75,469 $871 9.00% 3.0%
4 47884 1% rule Universal, IN $81,985 $909 8.65% 3.7%
5 47804 Terre Haute, IN $106,329 $1,027 7.53% 5.5%
6 47928 Cayuga, IN $136,207 $1,035 5.93% 5.6%
7 47850 Farmersburg, IN $157,266 $1,152 5.71% 5.4%
8 47803 Terre Haute, IN $182,595 $1,330 5.68% 6.6%
9 47862 Montezuma, IN $128,528 $936 5.68% 8.7%
10 47881 Staunton, IN $130,423 $936 5.60% 6.0%
11 47842 Clinton, IN $134,133 $909 5.29% 5.0%
12 47857 Knightsville, IN $130,305 $864 5.17% 6.3%
13 47861 Merom, IN $142,435 $909 4.98% 5.7%
14 47848 Dugger, IN $135,916 $864 4.96% 6.9%
15 47438 Jasonville, IN $141,810 $882 4.85% 7.9%
16 47847 Dana, IN $144,367 $864 4.67% 7.0%
17 47849 Fairbanks, IN $184,434 $1,089 4.61% 6.5%
18 47838 Carlisle, IN $156,934 $873 4.34% 6.1%
19 47866 Pimento, IN $195,465 $1,062 4.24% 5.8%
20 47834 Brazil, IN $190,930 $1,025 4.19% 6.8%
21 47882 Sullivan, IN $180,133 $945 4.09% 6.8%
22 47974 Perrysville, IN $168,550 $882 4.08% 4.4%
23 47885 West Terre Haute, IN $167,243 $873 4.07% 6.3%
24 47837 Carbon, IN $191,825 $972 3.95% 7.0%
25 47841 Clay City, IN $172,319 $864 3.91% 6.3%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Terre Haute, IN  ·  Affordable in Terre Haute, IN

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