Real Estate Investing in Montezuma, Indiana

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1 ZIP codes • Population: 1,262 • Parke County

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Should you buy in Montezuma, IN? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (86/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.4% vacancy may signal weakening demand.

What’s happening in Montezuma, IN?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

8.7% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $128,528
Avg Monthly Rent $936
ZIP Codes 1

Investing in Montezuma Real Estate

Montezuma, IN covers 1 ZIP codes and a population but the investment metrics here are soft — this is not a market to enter casually.

The investment case for Montezuma is difficult to make on screen data alone. better suited elsewhere for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Rents in Montezuma at $936/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

The 0% renter share in Montezuma masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Terre Haute, IN

Montezuma is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$128,528
Avg Monthly Rent
$936
1% Rule
✗ Below
Landlord Friendly (IN)

📉 Market Crash Risk Index

Based on Terre Haute, IN metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
60%
Days Pending
1/2
48 days

View all metro crash risk rankings →

⚖️ Balanced Market — Terre Haute, IN metro
48
Days to pending
9.7%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Montezuma, IN

Screen every ZIP in Montezuma

Filter Montezuma’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Montezuma, IN

How much does a house cost in Montezuma, IN?

The median home value in Montezuma, IN is roughly $129K. That puts it reasonable relative to the IN statewide average.

Is Montezuma, IN good for landlords?

Rental owners in Montezuma, IN deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What strategy should investors use in Montezuma, IN?

In Montezuma, IN the significant play is typically careful cash-flow rentals with hands-on management. The combination of $129K prices and $936/mo rents suits that approach.

Should investors consider Montezuma, IN?

Montezuma, IN records an investability rating of 3.0/5, with median home values near $129K and average rents around $936/mo. That combination puts it in the significant tier for investor interest.

How strong is tenant demand in Montezuma, IN?

The tenant pool in Montezuma, IN is solid, supported by local employment and population fundamentals. Rents of $936/mo are well-absorbed by the market.

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