Real Estate Investing in Poland, Indiana (47868)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 47868 (Poland, IN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 23.4% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Poland, IN (47868)?
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Market Analysis: 47868 Poland
On the rental side, ZIP 47868 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $200K median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $200K asset, 47868 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 47868 sits on the difficult end of the IN spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 47868 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Experienced landlords with local relationships tend to find 47868 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Poland:
Property Strategy for 47868
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $154,558 | $1,020 | 4.8% | +8.2% | $77,279 |
| 3BR | $218,070 | $1,260 | 4.2% | +8.0% | $72,690 |
| 4BR | $307,672 | $1,590 | 3.7% | +8.3% | $76,918 |
Market Trends
Home Value History (with trend line)
📊 How Does 47868 Compare?
| Metric | 47868 | Poland | Bloomington, IN | Indiana |
|---|---|---|---|---|
| Home Value | $200,357 | $200,357 | N/A | $248,442 |
| 5-Year CAGR | 5.9% | 5.9% | N/A | 7.7% |
| Avg Rent | $918 | $918 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 47868 (Poland, IN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $200,357 |
| Monthly Rent | $918 |
| Price-to-Rent | 18.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +9.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 47868
Population: 2,870
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How tight is the rental market in Poland, IN?
Vacancy risk in Poland, IN is elevated. That supports even-keeled cash flow for typical rental holds.
Is rental property easy to operate in Poland, IN?
The landlord environment in Poland, IN is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How should investors approach Poland, IN?
Most investors in Poland, IN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Is Poland, IN suited for a house hack?
The a challenging house-hack environment in Poland, IN reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What do rentals go for in Poland, IN?
Rental rates in Poland, IN average $918/mo. Tenant demand and $200K home values make the yield look reasonable by investor standards.
You know 47868 now. You don’t know where it ranks.
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How 47868 ranks in Bloomington, IN
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