Real Estate Investing in Heltonville, Indiana (47436)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 47436 (Heltonville, IN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 22.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Heltonville, IN (47436)?
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Market Analysis: 47436 Heltonville
In practical terms, ZIP 47436 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $249K median. It rewards specialists, not generalists.
On the rental side, the numbers look inviting — $249K purchase price, 0.0% nominal cap — the work to hit that pro forma in 47436 is substantial and deserves full respect.
Nearby ZIPs in Heltonville have seen price recovery that 47436 has not matched. Lawrence County data supports the view that the spread is structural rather than temporary.
Resident income in 47436 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Heltonville:
Property Strategy for 47436
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $185,637 | $1,100 | 4.3% | +7.2% | $92,818 |
| 3BR | $258,264 | $1,380 | 3.8% | +6.7% | $86,088 |
Market Trends
Home Value History (with trend line)
📊 How Does 47436 Compare?
| Metric | 47436 | Heltonville | Bedford, IN | Indiana |
|---|---|---|---|---|
| Home Value | $248,973 | $248,973 | N/A | $248,442 |
| 5-Year CAGR | 3.9% | 3.9% | N/A | 7.7% |
| Avg Rent | $990 | $990 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 47436 (Heltonville, IN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $248,973 |
| Monthly Rent | $990 |
| Price-to-Rent | 21.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 7.0% |
📈 Home Appreciation
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +3.9% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 47436
Population: 1,649
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How does Heltonville, IN stack up for property investment?
Heltonville, IN reflects an investability rating of 3.0/5, with median home values near $249K and average rents around $990/mo. That combination puts it in the significant tier for investor interest.
Is vacancy a concern in Heltonville, IN?
Rental vacancy in Heltonville, IN is elevated. Investors should budget normal turnover but not chronic empty units.
How much is rent in Heltonville, IN?
Rents in Heltonville, IN run near $990/mo. Compared with median home prices of $249K that produces solid gross yields for typical rentals.
Can I live-in-and-rent in Heltonville, IN?
The house hack math a challenging in Heltonville, IN. Owner-occupant buyers benefit from the $990/mo rents and $249K home values.
Are landlord laws favorable in Heltonville, IN?
Heltonville, IN operates under IN law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.
You know 47436 now. You don’t know where it ranks.
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How 47436 ranks in Bedford, IN
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