Real Estate Investing in Scott, Ohio (45886)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Paulding County • Population: 422 • Data updated: September 2026

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Should you buy in 45886 (Scott, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.4% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Scott, OH (45886)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $140,389
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $87,679
% Renters 17.3%

Market Analysis: 45886 Scott

The 45886 ZIP covers a section of Scott that demands careful diligence. Prices near $140K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $140K asset, 45886 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 45886's metrics run below Paulding County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 45886 includes headwinds that any investor should price in. Income distribution skews lower than Scott averages, and tenant stability requires active management.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Scott:

B Good
Buy Confidence Score: 75/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.6× the median income
Value Trend
Rising (+15.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Van Wert, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Van Wert, OH metro data

Market Trends

Home Value History (with trend line)

$147K$129K$111K$93K$75K$57KJul 2006Jul 2016Jul 2026

📊 How Does 45886 Compare?

Metric 45886 Scott Van Wert, OH Ohio
Home Value $140,389 $140,389 N/A $237,530
5-Year CAGR 6.7% 6.7% N/A 7.4%
Avg Rent $873 $873 N/A -
Cap Rate 4.9% 4.9% - -
💡 Why Invest in 45886? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45886 (Scott, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+6.7%
Strong

📉 Market Crash Risk Index

Based on Van Wert, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $140,389
Monthly Rent $873
Price-to-Rent 13.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.9%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +15.0% ▲
3-Year CAGR +8.1% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 45886

Population: 422

💰 Median Household Income
$87,679
This area
$87,679
State
$68,496
USA
$74,580
🏠 Renter Occupied
17.3%
This area
17.3%
State
25.8%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-9.1%
USA
3.7%
🎓 College Educated
7.1%
This area
7.1%
State
8.4%
USA
33.7%
👤 Median Age
40.2 years
This area
40.2 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.4%
This area
8.4%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 96.9%
Other/Mixed 3.1%
Hispanic/Latino 0.2%
👶 Under 18
26.1%
This area
26.1%
USA
22.0%
👴 65 and Over
8.6%
This area
8.6%
USA
17.3%
📊 Poverty Rate
1.6%
This area
1.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 45886

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Wayne Trace High School

📚 07 – 12 High School
📍 4915 US Route 127, Haviland
👥
431 Students
👨‍🏫
15.4:1 Class Size
💰
$17,971 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 118 Off-Campus Students
C+
Vantage Career Center
158 students · 7.8 mi

Frequently Asked Questions

Is Scott, OH a good place for real estate investing?

Scott, OH rates 3.0/5 for investability. With median values at $140K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.

Is Scott, OH better for rentals, flips, or BRRRR?

A careful cash-flow rentals with hands-on management strategy Scott, OH best. The market produces stable results for that approach at the $140K price point.

Is housing expensive in Scott, OH?

In Scott, OH the median home value sits at $140K. Against the broader OH market, that reads as reasonable for most investors.

What kind of tenants rent in Scott, OH?

The tenant pool in Scott, OH is solid, supported by local employment and population fundamentals. Rents of $873/mo are well-absorbed by the market.

What are vacancy rates like in Scott, OH?

Expect elevated vacancy in Scott, OH. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

You know 45886 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 45886 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 45886 ranks in Van Wert, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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