Real Estate Investing in Middle Point, Ohio (45863)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45863 (Middle Point, OH)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 12.7% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Middle Point, OH (45863)?
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Market Analysis: 45863 Middle Point
ZIP 45863 inside Van Wert County looks affordable on the surface — median value of $167K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $873/mo on a $167K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 45863 sits below the stated 0.0% once reality is priced in.
Put differently, 45863 offers a low basis, the region around Middle Point has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 45863 includes headwinds that any investor should price in. Income distribution skews lower than Middle Point averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 45863 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Middle Point:
Market Trends
Home Value History (with trend line)
📊 How Does 45863 Compare?
| Metric | 45863 | Middle Point | Van Wert, OH | Ohio |
|---|---|---|---|---|
| Home Value | $166,785 | $166,785 | N/A | $237,530 |
| 5-Year CAGR | 4.4% | 4.4% | N/A | 7.4% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45863 (Middle Point, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $166,785 |
| Monthly Rent | $873 |
| Price-to-Rent | 15.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +3.1% ▲ |
| 3-Year CAGR | +4.7% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45863
Population: 1,388
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does house hacking make sense in Middle Point, OH?
House hacking works a challenging in Middle Point, OH. Rents of $873/mo against $167K acquisition make the strategy solid for owner-occupants.
What is it like being a landlord in Middle Point, OH?
OH law landlord-friendly for landlords, and Middle Point inherits those rules. Investors should still review local ordinances for rental licensing.
How much should I expect to pay for a home in Middle Point, OH?
Typical homes in Middle Point, OH go for around $167K. The 5-year CAGR of 0.0% measured price movement.
Are rents high in Middle Point, OH?
Middle Point, OH rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $167K acquisition costs.
What kind of vacancy should I budget for in Middle Point, OH?
Middle Point, OH vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 45863 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 45863 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 45863 ranks in Van Wert, OH
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