Real Estate Investing in Haviland, Ohio (45851)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45851 (Haviland, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Haviland, OH (45851)?
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Market Analysis: 45851 Haviland
ZIP 45851 in Haviland, OH carries a notable set of headwinds. Home values near $173K and rents of $981/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 45851 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 45851 and stronger Haviland ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 45851 includes headwinds that any investor should price in. Income distribution skews lower than Haviland averages, and tenant stability requires active management.
Strategically, 45851 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Haviland:
Market Trends
Home Value History (with trend line)
📊 How Does 45851 Compare?
| Metric | 45851 | Haviland | Ohio |
|---|---|---|---|
| Home Value | $173,374 | $173,374 | $237,530 |
| 5-Year CAGR | 5.4% | 5.4% | 7.4% |
| Avg Rent | $981 | $981 | - |
| Cap Rate | 4.4% | 4.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45851 (Haviland, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $173,374 |
| Monthly Rent | $981 |
| Price-to-Rent | 14.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.8% |
| Cap Rate | 4.4% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +10.1% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45851
Population: 578
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 45851
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What price range are homes in Haviland, OH?
Median home price in Haviland, OH is near $173K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
How much do tenants pay in Haviland, OH?
Rent in Haviland, OH is around $981/mo. The resulting rent-to-value relationship with $173K pricing is reasonable for most investor models.
What is the tenant pool like in Haviland, OH?
Expect a solid tenant pool in Haviland, OH. The rental market absorbs $981/mo rents without meaningful friction.
How strict are landlord regulations in Haviland, OH?
Haviland, OH operates under OH law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.
What real estate strategy is ideal for Haviland, OH?
Haviland, OH investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($173K prices, $981/mo rents) make it a reasonable choice.
You know 45851 now. You don’t know where it ranks.
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