Real Estate Investing in Kingston, Ohio (45644)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ross County • Population: 4,561 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 45644 (Kingston, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kingston, OH (45644)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $261,486
Avg Monthly Rent $963
1% Rule ✗ Does Not Meet
Median Income $58,913
% Renters 38.4%

Market Analysis: 45644 Kingston

This part of Ross County is not an easy win. The 45644 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 45644 can be a an appealing option for hunting ground — but the discount at $261K reflects genuine risk that outside investors often underestimate.

Put differently, 45644 offers a low basis, the region around Kingston has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 45644 ZIP's population of 4,561 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

The 45644 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kingston:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+6.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $963/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Chillicothe, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
12.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Chillicothe, OH metro data
🏠

Property Strategy for 45644

Which property type performs best in this market?

Best for Cash Flow
2BR
3.7% cap rate
Best for Appreciation
3BR
+8.0% 5yr CAGR
Best Overall Value
4BR
$82,176/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $210,336 $1,070 3.7% +6.8% $105,168
3BR $289,280 $1,280 3.2% +8.0% $96,427
4BR $328,702 $1,430 3.1% +7.8% $82,176

Market Trends

Home Value History (with trend line)

$273K$240K$207K$174K$141K$108KJul 2006Jul 2016Jul 2026

📊 How Does 45644 Compare?

Metric 45644 Kingston Chillicothe, OH Ohio
Home Value $261,486 $261,486 N/A $237,530
5-Year CAGR 5.8% 5.8% N/A 7.4%
Avg Rent $963 $963 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 45644? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45644 (Kingston, OH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 45644 (Kingston, OH)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Chillicothe, OH metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
50%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $261,486
Monthly Rent $963
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +6.6% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45644

Population: 4,561

💰 Median Household Income
$58,913
This area
$58,913
State
$68,496
USA
$74,580
🏠 Renter Occupied
38.4%
This area
38.4%
State
25.8%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-9.1%
USA
3.7%
🎓 College Educated
11.6%
This area
11.6%
State
8.4%
USA
33.7%
👤 Median Age
46.2 years
This area
46.2 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 98.2%
Other/Mixed 1.6%
Hispanic/Latino 0.9%
Black/African American 0.1%
Asian 0.1%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 304 Off-Campus Students
C
Hair Academy
9 students · 10.4 mi
C+
Pickaway Ross Joint Vocational School District
237 students · 10.6 mi
C
Ohio Christian University
1,483 students · 11.6 mi
C
Ohio University-Chillicothe Campus
1,941 students · 12.1 mi

Frequently Asked Questions

What kind of market is Kingston, OH for investors?

Our data puts Kingston, OH at 3.0/5 for investability. Home prices of $261K and rents around $963/mo create a solid backdrop for investor activity.

How expensive is real estate in Kingston, OH?

Median home price in Kingston, OH is near $261K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

What kind of vacancy should I budget for in Kingston, OH?

Kingston, OH vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Kingston, OH better for rentals, flips, or BRRRR?

For Kingston, OH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the typical rental rate in Kingston, OH?

Investors in Kingston, OH typically see rents near $963/mo per month against $261K home values - a solid setup for rental cash flow.

You know 45644 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 45644 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 45644 ranks in Chillicothe, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 45644 (Kingston)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 45644 (Kingston, OH).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.