Real Estate Investing in Tremont City, Ohio (45372)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clark County • Population: 286 • Data updated: September 2026

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Should you buy in 45372 (Tremont City, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.5% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tremont City, OH (45372)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $126,635
Avg Monthly Rent $1,008
1% Rule ✗ Does Not Meet
Median Income $65,250
% Renters 20.3%

Market Analysis: 45372 Tremont City

The 45372 ZIP in Tremont City, OH is a local-operator market. Outside capital chasing a $127K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $127K asset, 45372 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 45372's metrics run below Clark County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 45372 ZIP's population of 286 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Strategy in 45372 is an operator game, not a passive one. Looking more closely, entry prices of $127K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tremont City:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.9× the median income
Value Trend
Rising (+5.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,008/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Springfield, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
12.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, OH metro data

Market Trends

Home Value History (with trend line)

$137K$120K$102K$85K$67K$50KJul 2006Jul 2016Jul 2026

📊 How Does 45372 Compare?

Metric 45372 Tremont City Springfield, OH Ohio
Home Value $126,635 $126,635 N/A $237,530
5-Year CAGR 4.3% 4.3% N/A 7.4%
Avg Rent $1,008 $1,008 N/A -
Cap Rate 6.2% 6.2% - -
💡 Why Invest in 45372? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45372 (Tremont City, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.2%
Good
5yr Growth
+4.3%
Moderate

📉 Market Crash Risk Index

Based on Springfield, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
49%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $126,635
Monthly Rent $1,008
Price-to-Rent 10.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.6%
Cap Rate 6.2%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +5.6% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45372

Population: 286

💰 Median Household Income
$65,250
This area
$65,250
State
$68,496
USA
$74,580
🏠 Renter Occupied
20.3%
This area
20.3%
State
25.8%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-9.1%
USA
3.7%
🎓 College Educated
14.9%
This area
14.9%
State
8.4%
USA
33.7%
👤 Median Age
39.9 years
This area
39.9 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
9.5%
This area
9.5%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 97.5%
Other/Mixed 2.5%
Hispanic/Latino 0.3%
👶 Under 18
26.8%
This area
26.8%
USA
22.0%
👴 65 and Over
17.8%
This area
17.8%
USA
17.3%
📊 Poverty Rate
12.1%
This area
12.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 2,555 Off-Campus Students
C
Wittenberg University
1,333 students · 5.7 mi
C
Clark State College
4,724 students · 8.4 mi

Investor Insight: With 2,555 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much should I expect to pay for a home in Tremont City, OH?

Typical homes in Tremont City, OH go for around $127K. The 5-year CAGR of 0.0% even-keeled price movement.

Is the tenant base reliable in Tremont City, OH?

The renter base in Tremont City, OH is reasonable for the $1,008/mo price point. Screening well and pricing to market typically yields predictable tenants.

Is OH a landlord-friendly state?

The landlord environment in Tremont City, OH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is Tremont City, OH suited for a house hack?

For house hackers, Tremont City, OH is a challenging. The $1,008/mo rent on a unit helps defray the mortgage on a $127K property.

What is the typical rental rate in Tremont City, OH?

The typical rental in Tremont City, OH commands about $1,008/mo monthly. That rent profile consistent cash flow against the $127K purchase basis.

You know 45372 now. You don’t know where it ranks.

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How 45372 ranks in Springfield, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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