Real Estate Investing in Saint Paris, Ohio (43072)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Champaign County • Population: 5,347 • Data updated: September 2026

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Should you buy in 43072 (Saint Paris, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Saint Paris, OH (43072)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $250,949
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $71,875
% Renters 17.0%

Market Analysis: 43072 Saint Paris

Investors eyeing 43072 need to respect the fundamentals at play. Home values of $251K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 43072 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Saint Paris have seen price recovery that 43072 has not matched. Champaign County data supports the view that the spread is structural rather than temporary.

Resident income in 43072 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 43072 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saint Paris:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+10.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Urbana, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
16.8%
Listings with price cuts
Normal
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Urbana, OH metro data
🏠

Property Strategy for 43072

Which property type performs best in this market?

Best for Cash Flow
2BR
4.2% cap rate
Best for Appreciation
4BR
+8.3% 5yr CAGR
Best Overall Value
4BR
$74,697/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $165,109 $970 4.2% +6.6% $82,555
3BR $255,313 $1,240 3.5% +7.8% $85,104
4BR $298,789 $1,370 3.3% +8.3% $74,697

Market Trends

Home Value History (with trend line)

$263K$230K$196K$162K$128K$94KJul 2006Jul 2016Jul 2026

📊 How Does 43072 Compare?

Metric 43072 Saint Paris Urbana, OH Ohio
Home Value $250,949 $250,949 N/A $237,530
5-Year CAGR 6.0% 6.0% N/A 7.4%
Avg Rent $873 $873 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 43072? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43072 (Saint Paris, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Urbana, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
45%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $250,949
Monthly Rent $873
Price-to-Rent 24.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +10.3% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43072

Population: 5,347

💰 Median Household Income
$71,875
This area
$71,875
State
$68,496
USA
$74,580
🏠 Renter Occupied
17.0%
This area
17.0%
State
25.8%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-9.1%
USA
3.7%
🎓 College Educated
11.5%
This area
11.5%
State
8.4%
USA
33.7%
👤 Median Age
46.1 years
This area
46.1 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
9.8%
This area
9.8%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 93.1%
Other/Mixed 6.1%
Hispanic/Latino 2.8%
Black/African American 0.7%
Asian 0.1%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
20.2%
This area
20.2%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 43072

B Avg School Grade
3 Schools
20.5:1 Avg Class Size
$13,608 Avg Per Pupil

Schools in This ZIP Code

B Good

Graham Middle School

📚 06 – 08 Middle
👥
390 Students
👨‍🏫
17.0:1 Class Size
💰
$13,608 Per Student
B Good

Graham Elementary School

📚 Pre-K – 05 Elementary
👥
746 Students
👨‍🏫
20.2:1 Class Size
💰
$13,608 Per Student
C+ Average

Graham High School

📚 09 – 12 High School
👥
512 Students
👨‍🏫
24.4:1 Class Size
💰
$13,608 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,742 Off-Campus Students
C
Edison State Community College
4,548 students · 13.9 mi
C
Upper Valley Career Center
113 students · 14.0 mi
C
Wittenberg University
1,333 students · 14.7 mi
C+
Hobart Institute of Welding Technology
327 students · 14.7 mi

Investor Insight: With 1,742 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Saint Paris, OH?

Homes in Saint Paris, OH typically sell near $251K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

Should investors worry about vacancy in Saint Paris, OH?

Saint Paris, OH sees elevated vacancy, which is reasonable relative to the broader OH rental market.

Is Saint Paris, OH landlord-friendly?

OH law landlord-friendly for landlords, and Saint Paris inherits those rules. Investors should still review local ordinances for rental licensing.

Can owner-occupants cash flow in Saint Paris, OH?

Saint Paris, OH offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $873/mo rent level.

What is the renter demographic in Saint Paris, OH?

Saint Paris, OH offers a predictable renter base at the $873/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 43072 now. You don’t know where it ranks.

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How 43072 ranks in Urbana, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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