Real Estate Investing in Garfield Heights, Ohio (44125)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cuyahoga County • Population: 29,366 • Data updated: September 2026

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Should you buy in 44125 (Garfield Heights, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.2% vacancy may signal weakening demand.

What’s happening in Garfield Heights, OH (44125)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $144,887
Avg Monthly Rent $1,437
1% Rule ✗ Does Not Meet
Median Income $53,701
% Renters 39.3%

Market Analysis: 44125 Garfield Heights

This part of Cuyahoga County is not an easy win. The 44125 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $145K asset, 44125 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader OH picture, 44125 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 44125 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. solid returns are possible in 44125, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Garfield Heights:

B+ Great
Buy Confidence Score: 78/100
Affordability
20/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,437/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
⚖️
BALANCED MARKET
Cleveland-Elyria, OH Metro Area
Even conditions for buyers and sellers
28 days
Average time to sell
Fast
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cleveland-Elyria, OH metro data
🏠

Property Strategy for 44125

Which property type performs best in this market?

Best for Cash Flow
3BR
9.3% cap rate
Best for Appreciation
2BR
+9.9% 5yr CAGR
Best Overall Value
5BR
$35,222/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $109,898 $1,390 9.1% +9.9% $54,949
3BR $138,802 $1,790 9.3% +8.8% $46,267
4BR $154,418 $1,910 8.9% +8.1% $38,605
5BR $176,109 +7.7% $35,222

Market Trends

Home Value History (with trend line)

$153K$132K$111K$90K$69K$48KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,513$1,410$1,308$1,205$1,103$1,000May 2022Jun 2024Jul 2026

📊 How Does 44125 Compare?

Metric 44125 Garfield Heights Cleveland-Elyria, OH Ohio
Home Value $144,887 $144,887 N/A $237,530
5-Year CAGR 5.6% 5.6% N/A 7.4%
Avg Rent $1,437 $1,437 N/A -
Cap Rate 7.7% 7.7% - -
💡 Why Invest in 44125? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 44125 (Garfield Heights, OH). Anonymous, moderated, never written by AI.

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Property managers serving Cuyahoga County

Manage rentals here? List your business →

Cleveland Property Management Group is a residential property manager in Northeast Ohio, assisting with property purchase, portfolio analysis, and full-service management. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

SBS Property Management provides management, maintenance, inspections, finances, and communications for Condominium and Homeowner Associations across Ohio. summary from their website

HOA
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Aspire Real Estate helps sell homes quickly. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
7.7%
Good
5yr Growth
+5.6%
Moderate

📊 Market Snapshot

Home Value $144,887
Monthly Rent $1,437
Price-to-Rent 8.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.9%
Cap Rate 7.7%
5-Year IRR 13.4%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +5.6% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year +6.3% ▲
3-Year CAGR +9.6% ▲
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.7%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.7%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 44125

Population: 29,366

💰 Median Household Income
$53,701
This area
$53,701
State
$68,496
USA
$74,580
🏠 Renter Occupied
39.3%
This area
39.3%
State
25.8%
USA
34.0%
💼 Unemployment Rate
6.1%
This area
6.1%
State
-9.1%
USA
3.7%
🎓 College Educated
16.7%
This area
16.7%
State
8.4%
USA
33.7%
👤 Median Age
39.6 years
This area
39.6 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.2%
This area
8.2%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
Black/African American 49.7%
White 42.4%
Other/Mixed 7.6%
Hispanic/Latino 6.1%
Asian 0.3%
👶 Under 18
23.6%
This area
23.6%
USA
22.0%
👴 65 and Over
15.3%
This area
15.3%
USA
17.3%
📊 Poverty Rate
16.7%
This area
16.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 44125

B+ Avg School Grade
10 Schools
17.4:1 Avg Class Size
$16,243 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Cuyahoga Hts High School

📚 09 – 12 High School
👥
255 Students
👨‍🏫
9.8:1 Class Size
💰
$20,347 Per Student
A+ Excellent

Cuyahoga Hts Elementary School

📚 Pre-K – 05 Elementary
👥
364 Students
👨‍🏫
12.6:1 Class Size
💰
$20,347 Per Student
A Very Good

Cuyahoga Hts Middle School

📚 06 – 08 Middle
👥
173 Students
👨‍🏫
16.4:1 Class Size
💰
$20,347 Per Student
B+ Above Average

Garfield Heights Middle School

📚 06 – 08 Middle
👥
656 Students
👨‍🏫
15.6:1 Class Size
💰
$16,105 Per Student
B+ Above Average

Maple Leaf Elementary School

📚 04 – 05 Elementary
👥
384 Students
👨‍🏫
16.0:1 Class Size
💰
$16,105 Per Student
B+ Above Average

William Foster Elementary School

📚 Pre-K – 03 Elementary
👥
445 Students
👨‍🏫
15.9:1 Class Size
💰
$16,105 Per Student
B Good

Elmwood Elementary School

📚 02 – 05 Elementary
👥
351 Students
👨‍🏫
18.5:1 Class Size
💰
$16,105 Per Student
B Good

Garfield Heights High School

📚 09 – 12 High School
👥
1,084 Students
👨‍🏫
18.7:1 Class Size
💰
$16,105 Per Student
C+ Average

The Brilliance School

📚 K – 08 School Charter
👥
219 Students
👨‍🏫
16.9:1 Class Size
💰
$10,125 Per Student
D Needs Improvement

North Shore High School

📚 09 – 12 High School Charter
👥
236 Students
👨‍🏫
33.7:1 Class Size
💰
$10,737 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 7,087 Off-Campus Students
D
Ohio Media School-Valley View
74 students · 0.9 mi
D
Remington College-Cleveland Campus
133 students · 2.2 mi
D
Central School of Practical Nursing
56 students · 2.2 mi
C
Cuyahoga Valley Career Center
90 students · 4.3 mi
D
Valley College-Cleveland
787 students · 6.9 mi
B+
Case Western Reserve University
12,266 students · 7.0 mi
C+
Cuyahoga Community College District
17,407 students · 7.0 mi
C+
Allstate Hairstyling & Barber College
41 students · 7.1 mi

Investor Insight: With 7,087 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much rent can I charge in Garfield Heights, OH?

Average rent in Garfield Heights, OH is approximately $1,437/mo per month. Against $145K home values that yields a reasonable rent-to-price ratio.

Is Garfield Heights, OH a friendly market for rental owners?

Rental owners in Garfield Heights, OH deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is real estate in Garfield Heights, OH a good investment right now?

Investors tracking Garfield Heights, OH will find a 3.0/5 rating supported by $145K median home values and $1,437/mo rents. That profile suits long-term holders targeting predictable returns.

Can owner-occupants cash flow in Garfield Heights, OH?

House hacking in Garfield Heights, OH is a challenging. With home values around $145K and rents at $1,437/mo, owner-occupants can offset a meaningful share of PITI.

Is vacancy a concern in Garfield Heights, OH?

Occupancy in Garfield Heights, OH runs consistent with elevated vacancy. Well-priced units at $1,437/mo lease on reasonable timelines.

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How 44125 ranks in Cleveland-Elyria, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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