Best ZIP Codes for Cash Flow in Cleveland-Elyria, OH (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 44108 1% rule Cleveland, OH $73,726 $1,310 13.85% 2.4%
2 44105 1% rule Cleveland, OH $74,714 $1,219 12.73% 4.2%
3 44127 1% rule Cleveland, OH $54,663 $873 12.46% 4.8%
4 44103 1% rule Cleveland, OH $73,599 $1,092 11.57% 0.4%
5 44104 1% rule Cleveland, OH $77,863 $1,092 10.94% 3.1%
6 44110 1% rule Cleveland, OH $80,889 $1,115 10.76% 3.5%
7 44128 1% rule Warrensville Heights, OH $103,279 $1,420 10.73% 2.7%
8 44112 1% rule East Cleveland, OH $79,548 $924 9.06% 2.8%
9 44137 1% rule Maple Heights, OH $135,772 $1,557 8.95% 6.7%
10 44115 1% rule Cleveland, OH $165,021 $1,695 8.01% 1.5%
11 44102 1% rule Cleveland, OH $130,961 $1,318 7.85% 2.5%
12 44125 Garfield Heights, OH $144,887 $1,437 7.74% 5.6%
13 44132 Euclid, OH $154,762 $1,515 7.64% 5.5%
14 44135 Cleveland, OH $160,532 $1,530 7.44% 6.4%
15 44121 Cleveland Heights, OH $176,956 $1,600 7.05% 5.6%
16 44055 Lorain, OH $129,594 $1,163 7.00% 8.0%
17 44120 Shaker Heights, OH $133,446 $1,160 6.78% 2.9%
18 44117 Euclid, OH $170,518 $1,437 6.57% 6.3%
19 44106 Cleveland, OH $193,649 $1,581 6.37% 3.2%
20 44119 Cleveland, OH $137,055 $1,080 6.15% 5.0%
21 44054 Sheffield, OH $231,531 $1,800 6.06% 6.2%
22 44134 Parma, OH $214,047 $1,658 6.04% 6.7%
23 44052 Lorain, OH $142,659 $1,102 6.03% 7.7%
24 44109 Cleveland, OH $148,492 $1,132 5.95% 5.4%
25 44114 Cleveland, OH $206,758 $1,577 5.95% -1.8%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →