Real Estate Investing in Pemberville, Ohio (43450)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 43450 (Pemberville, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 10.8% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Pemberville, OH (43450)?
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Market Analysis: 43450 Pemberville
ZIP 43450 in Pemberville, OH carries a significant set of headwinds. Home values near $258K and rents of $1,368/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 43450 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 43450 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 43450 includes headwinds that any investor should price in. Income distribution skews lower than Pemberville averages, and tenant stability requires active management.
Strategically, 43450 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Pemberville:
Property Strategy for 43450
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $187,974 | $1,520 | 5.8% | +6.7% | $93,987 |
| 3BR | $262,314 | $1,950 | 5.4% | +6.8% | $87,438 |
| 4BR | $307,108 | $2,050 | 4.8% | +6.4% | $76,777 |
Market Trends
Home Value History (with trend line)
📊 How Does 43450 Compare?
| Metric | 43450 | Pemberville | Toledo, OH | Ohio |
|---|---|---|---|---|
| Home Value | $258,227 | $258,227 | N/A | $237,530 |
| 5-Year CAGR | 3.8% | 3.8% | N/A | 7.4% |
| Avg Rent | $1,368 | $1,368 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 43450 (Pemberville, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $258,227 |
| Monthly Rent | $1,368 |
| Price-to-Rent | 15.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.1% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +3.8% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 43450
Population: 3,602
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 43450
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,438 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Pemberville, OH better for rentals, flips, or BRRRR?
Pemberville, OH investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($258K prices, $1,368/mo rents) make it a reasonable choice.
Are tenants stable in Pemberville, OH?
Working renters make up the core of the Pemberville, OH tenant base. The pool is reasonable for investors targeting long-term holds.
How strong are rents in Pemberville, OH?
The typical rental in Pemberville, OH commands about $1,368/mo monthly. That rent profile stable cash flow against the $258K purchase basis.
How viable is house hacking in Pemberville, OH?
The house hack math a challenging in Pemberville, OH. Owner-occupant buyers benefit from the $1,368/mo rents and $258K home values.
Where do home prices stand in Pemberville, OH?
Pemberville, OH median home values land near $258K. That is reasonable territory for investors looking at $1,368/mo-per-month rentals.
You know 43450 now. You don’t know where it ranks.
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How 43450 ranks in Toledo, OH
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