Real Estate Investing in Woodstock, Ohio (43060)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Champaign County • Population: 2,385 • Data updated: September 2026

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Should you buy in 43060 (Woodstock, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woodstock, OH (43060)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $266,633
Avg Monthly Rent $1,161
1% Rule ✗ Does Not Meet
Median Income $58,179
% Renters 24.1%

Market Analysis: 43060 Woodstock

ZIP 43060 inside Champaign County looks affordable on the surface — median value of $267K — but the discount exists for reasons that a careful buyer should understand before committing.

The 43060 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Woodstock have seen price recovery that 43060 has not matched. Champaign County data supports the view that the spread is structural rather than temporary.

Stepping back, 2,385 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 43060 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woodstock:

C+ Average
Buy Confidence Score: 63/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,161/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Urbana, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
16.8%
Listings with price cuts
Normal
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Urbana, OH metro data
🏠

Property Strategy for 43060

Which property type performs best in this market?

Best for Cash Flow
3BR
4.6% cap rate
Best for Appreciation
2BR
+10.4% 5yr CAGR
Best Overall Value
4BR
$69,947/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $260,216 $1,290 3.6% +10.4% $130,108
3BR $250,104 $1,610 4.6% +8.5% $83,368
4BR $279,786 $1,770 4.6% +8.3% $69,947

Market Trends

Home Value History (with trend line)

$282K$244K$206K$168K$129K$91KJul 2006Jul 2016Jul 2026

📊 How Does 43060 Compare?

Metric 43060 Woodstock Urbana, OH Ohio
Home Value $266,633 $265,445 N/A $237,530
5-Year CAGR 7.6% 6.8% N/A 7.4%
Avg Rent $1,161 $1,161 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 43060? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43060 (Woodstock, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+7.6%
Strong

📉 Market Crash Risk Index

Based on Urbana, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
45%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $266,633
Monthly Rent $1,161
Price-to-Rent 19.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +7.6% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 43060

Population: 2,385

💰 Median Household Income
$58,179
This area
$58,179
State
$68,496
USA
$74,580
🏠 Renter Occupied
24.1%
This area
24.1%
State
25.8%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-9.1%
USA
3.7%
🎓 College Educated
17.0%
This area
17.0%
State
8.4%
USA
33.7%
👤 Median Age
39.4 years
This area
39.4 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 97.0%
Other/Mixed 1.9%
Black/African American 1.0%
Hispanic/Latino 0.4%
👶 Under 18
26.6%
This area
26.6%
USA
22.0%
👴 65 and Over
20.6%
This area
20.6%
USA
17.3%
📊 Poverty Rate
8.4%
This area
8.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 43060

B+ Avg School Grade
3 Schools
18.6:1 Avg Class Size
$17,496 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Triad Middle School

📚 05 – 08 School
👥
238 Students
👨‍🏫
17.4:1 Class Size
💰
$17,496 Per Student
B+ Above Average

Triad Elementary School

📚 Pre-K – 04 Elementary
👥
330 Students
👨‍🏫
19.2:1 Class Size
💰
$17,496 Per Student
B+ Above Average

Triad High School

📚 09 – 12 High School
👥
269 Students
👨‍🏫
19.2:1 Class Size
💰
$17,496 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Rosedale Bible College
86 students · 11.6 mi

Frequently Asked Questions

How strong is Woodstock, OH for real estate investors?

Woodstock, OH scores 3.0/5 for investability. Home values sit at $267K and rents near $1,161/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What strategy should investors use in Woodstock, OH?

A careful cash-flow rentals with hands-on management strategy Woodstock, OH best. The market produces even-keeled results for that approach at the $267K price point.

What is the typical rental rate in Woodstock, OH?

Investors in Woodstock, OH typically see rents near $1,161/mo per month against $267K home values - a solid setup for rental cash flow.

How strong is tenant demand in Woodstock, OH?

Working renters make up the core of the Woodstock, OH tenant base. The pool is reasonable for investors targeting long-term holds.

What is the average home sale price in Woodstock, OH?

Expect median prices around $267K in Woodstock, OH. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

You know 43060 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 43060 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 43060 ranks in Urbana, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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