Real Estate Investing in Campbellsville, Kentucky (42782)
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Should you buy in 42782 (Campbellsville, KY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.8% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Campbellsville, KY (42782)?
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Market Analysis: 42782 Campbellsville
The 42782 ZIP in Campbellsville, KY is a local-operator market. Outside capital chasing a $205K entry has to pair deep knowledge with the discount.
Distressed markets are won on execution, not on spreadsheets. ZIP 42782 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Campbellsville have seen price recovery that 42782 has not matched. Green County data supports the view that the spread is structural rather than temporary.
The 42782 ZIP's population of 838 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
The 42782 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Campbellsville:
Market Trends
Home Value History (with trend line)
📊 How Does 42782 Compare?
| Metric | 42782 | Campbellsville | Campbellsville, KY | Kentucky |
|---|---|---|---|---|
| Home Value | $205,364 | $212,314 | N/A | $225,788 |
| 5-Year CAGR | 6.6% | 7.3% | N/A | 6.9% |
| Avg Rent | $819 | $984 | N/A | - |
| Cap Rate | 3.1% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 42782 (Campbellsville, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $205,364 |
| Monthly Rent | $819 |
| Price-to-Rent | 20.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +0.7% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +8.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 42782
Population: 838
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is the typical home price in Campbellsville, KY?
In Campbellsville, KY the median home value sits at $205K. Against the broader KY market, that reads as reasonable for most investors.
How qualified is the tenant pool in Campbellsville, KY?
The tenant pool in Campbellsville, KY is solid, supported by local employment and population fundamentals. Rents of $819/mo are well-absorbed by the market.
Is Campbellsville, KY a friendly market for rental owners?
For rental operators, Campbellsville, KY rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Can owner-occupants cash flow in Campbellsville, KY?
Campbellsville, KY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $205K price point reasonable to enter.
What type of investing works in Campbellsville, KY?
A careful cash-flow rentals with hands-on management strategy Campbellsville, KY best. The market produces reliable results for that approach at the $205K price point.
You know 42782 now. You don’t know where it ranks.
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How 42782 ranks in Campbellsville, KY
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