Real Estate Investing in Adairville, Kentucky (42202)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Logan County • Population: 1,736 • Data updated: September 2026

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Should you buy in 42202 (Adairville, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.9% of homes vacant — above national norms.
  • 1-year downturn: Values declined 10.4% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Adairville, KY (42202)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $169,157
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $55,096
% Renters 29.7%

Market Analysis: 42202 Adairville

This part of Logan County is not an easy win. The 42202 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 42202 is solid only for operators who understand what they are buying. A $169K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Adairville have seen price recovery that 42202 has not matched. Logan County data supports the view that the spread is structural rather than temporary.

From a cash-flow lens, 1,736 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Adairville's stable or hybrid ZIPs before stepping into 42202. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Adairville:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Declining (-10.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 42202

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
2BR
+9.1% 5yr CAGR
Best Overall Value
3BR
$63,694/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $134,302 $1,040 5.6% +9.1% $67,151
3BR $191,083 $1,410 5.3% +8.5% $63,694

Market Trends

Home Value History (with trend line)

$200K$173K$146K$120K$93K$66KJul 2006Jul 2016Jul 2026

📊 How Does 42202 Compare?

Metric 42202 Adairville Kentucky
Home Value $169,157 $169,157 $225,788
5-Year CAGR 4.1% 4.1% 6.9%
Avg Rent $936 $936 -
Cap Rate 4.3% 4.3% -
💡 Why Invest in 42202? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42202 (Adairville, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $169,157
Monthly Rent $936
Price-to-Rent 15.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year -10.4% ▼
3-Year CAGR +1.3% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 42202

Population: 1,736

💰 Median Household Income
$55,096
This area
$55,096
State
$55,541
USA
$74,580
🏠 Renter Occupied
29.7%
This area
29.7%
State
23.6%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-16.4%
USA
3.7%
🎓 College Educated
12.5%
This area
12.5%
State
-4.1%
USA
33.7%
👤 Median Age
51.5 years
This area
51.5 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
15.9%
This area
15.9%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 83.7%
Other/Mixed 9.0%
Black/African American 7.4%
Hispanic/Latino 3.4%
👶 Under 18
10.6%
This area
10.6%
USA
22.0%
👴 65 and Over
28.5%
This area
28.5%
USA
17.3%
📊 Poverty Rate
12.3%
This area
12.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 42202

A Avg School Grade
1 Schools
11.6:1 Avg Class Size
$14,216 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Adairville Elementary School

📚 Pre-K – 08 School
👥
349 Students
👨‍🏫
11.6:1 Class Size
💰
$14,216 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Should investors worry about vacancy in Adairville, KY?

Adairville, KY sees elevated vacancy, which is reasonable relative to the broader KY rental market.

How qualified is the tenant pool in Adairville, KY?

The tenant pool in Adairville, KY is solid, supported by local employment and population fundamentals. Rents of $936/mo are well-absorbed by the market.

Are eviction rules reasonable in Adairville, KY?

Adairville, KY falls under KY landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Can I live-in-and-rent in Adairville, KY?

House hacking in Adairville, KY is a challenging. With home values around $169K and rents at $936/mo, owner-occupants can offset a meaningful share of PITI.

What price range are homes in Adairville, KY?

Median home price in Adairville, KY is near $169K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

You know 42202 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 42202 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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