Real Estate Investing in Russellville, Kentucky (42276)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Logan County • Population: 16,042 • Data updated: September 2026

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Should you buy in 42276 (Russellville, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.2% vacancy may signal weakening demand.
  • 1-year downturn: Values declined 4.4% in the last year.

What’s happening in Russellville, KY (42276)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $192,474
Avg Monthly Rent $890
1% Rule ✗ Does Not Meet
Median Income $62,148
% Renters 30.4%

Market Analysis: 42276 Russellville

This part of Logan County is not an easy win. The 42276 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $192K asset, 42276 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 42276's metrics run below Logan County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A impressive renter share of 30% in 42276 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 42276 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Russellville:

B Good
Buy Confidence Score: 76/100
Affordability
20/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Declining (-4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $890/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 42276

Which property type performs best in this market?

Best for Cash Flow
2BR
5.5% cap rate
Best for Appreciation
3BR
+8.4% 5yr CAGR
Best Overall Value
2BR
$59,692/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $119,384 $920 5.5% +8.4% $59,692
3BR $200,686 $1,240 4.4% +8.4% $66,895
4BR $282,826 $1,320 3.4% +8.1% $70,707
5BR $337,879 +6.6% $67,576

Market Trends

Home Value History (with trend line)

$213K$186K$158K$131K$104K$76KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 42276 Compare?

Metric 42276 Russellville Kentucky
Home Value $192,474 $192,474 $225,788
5-Year CAGR 5.1% 5.1% 6.9%
Avg Rent $890 $890 -
Cap Rate 3.6% 3.6% -
💡 Why Invest in 42276? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42276 (Russellville, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+5.1%
Moderate

📊 Market Snapshot

Home Value $192,474
Monthly Rent $890
Price-to-Rent 18.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year -4.4% ▼
3-Year CAGR +2.6% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 42276

Population: 16,042

💰 Median Household Income
$62,148
This area
$62,148
State
$55,541
USA
$74,580
🏠 Renter Occupied
30.4%
This area
30.4%
State
23.6%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-16.4%
USA
3.7%
🎓 College Educated
17.2%
This area
17.2%
State
-4.1%
USA
33.7%
👤 Median Age
38.8 years
This area
38.8 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
9.2%
This area
9.2%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 88.2%
Black/African American 7.7%
Other/Mixed 3.6%
Hispanic/Latino 1.6%
Asian 0.5%
👶 Under 18
25.2%
This area
25.2%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
11.2%
This area
11.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 42276

B Avg School Grade
7 Schools
15.0:1 Avg Class Size
$14,097 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Chandlers Elementary School

📚 Pre-K – 08 School
👥
485 Students
👨‍🏫
16.7:1 Class Size
💰
$14,216 Per Student
B+ Above Average

R E Stevenson Elementary School

📚 K – 05 Elementary
👥
460 Students
👨‍🏫
13.3:1 Class Size
💰
$13,978 Per Student
B+ Above Average

Russellville High School

📚 09 – 12 High School
👥
314 Students
👨‍🏫
14.3:1 Class Size
💰
$13,978 Per Student
B+ Above Average

Logan County High School

📚 09 – 12 High School
👥
956 Students
👨‍🏫
16.8:1 Class Size
💰
$14,216 Per Student
B+ Above Average

Russellville Middle School

📚 06 – 08 Middle
👥
203 Students
👨‍🏫
14.0:1 Class Size
💰
$13,978 Per Student
C Below Average

Logan County Career and Technical Center

📚 08 – 12 High School Limited Data
C Below Average

The Academy

📚 06 – 12 High School
👥
75 Students
💰
$14,216 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Do rentals sit vacant long in Russellville, KY?

Russellville, KY sees elevated vacancy, which is reasonable relative to the broader KY rental market.

Is Russellville, KY landlord-friendly?

Rental owners in Russellville, KY deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the typical renter like in Russellville, KY?

The tenant pool in Russellville, KY is solid, supported by local employment and population fundamentals. Rents of $890/mo are well-absorbed by the market.

What investment strategy works best in Russellville, KY?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Russellville, KY. The numbers - $192K homes against $890/mo rents - support that play.

Are homes affordable in Russellville, KY?

Homes in Russellville, KY typically sell near $192K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

You know 42276 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 42276 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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