Real Estate Investing in Lewisburg, Kentucky (42256)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Logan County • Population: 5,052 • Data updated: September 2026

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Should you buy in 42256 (Lewisburg, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 31.9% of homes vacant — above national norms.
  • 1-year downturn: Values declined 9.8% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lewisburg, KY (42256)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $187,626
Avg Monthly Rent $792
1% Rule ✗ Does Not Meet
Median Income $55,227
% Renters 16.4%

Market Analysis: 42256 Lewisburg

ZIP 42256 inside Logan County looks affordable on the surface — median value of $188K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $188K asset, 42256 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader KY picture, 42256 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 42256 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 42256 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lewisburg:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
14/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Declining (-9.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Bowling Green, KY Metro Area
More inventory, negotiating room for buyers
98 days
Average time to sell
Slow
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bowling Green, KY metro data
🏠

Property Strategy for 42256

Which property type performs best in this market?

Best for Cash Flow
3BR
3.9% cap rate
Best for Appreciation
2BR
+9.6% 5yr CAGR
Best Overall Value
3BR
$73,346/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $170,707 $880 3.7% +9.6% $85,354
3BR $220,037 $1,180 3.9% +9.0% $73,346
4BR $300,943 $1,350 3.2% +7.3% $75,236

Market Trends

Home Value History (with trend line)

$221K$192K$164K$135K$106K$78KJul 2006Jul 2016Jul 2026

📊 How Does 42256 Compare?

Metric 42256 Lewisburg Bowling Green, KY Kentucky
Home Value $187,626 $187,626 N/A $225,788
5-Year CAGR 2.9% 2.9% N/A 6.9%
Avg Rent $792 $792 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 42256? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42256 (Lewisburg, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+2.9%
Slow

📉 Market Crash Risk Index

Based on Bowling Green, KY metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
69%
Days Pending
2/2
98 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $187,626
Monthly Rent $792
Price-to-Rent 19.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year -9.8% ▼
3-Year CAGR +0.9% ▲
5-Year CAGR +2.9% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 42256

Population: 5,052

💰 Median Household Income
$55,227
This area
$55,227
State
$55,541
USA
$74,580
🏠 Renter Occupied
16.4%
This area
16.4%
State
23.6%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-16.4%
USA
3.7%
🎓 College Educated
14.5%
This area
14.5%
State
-4.1%
USA
33.7%
👤 Median Age
48.9 years
This area
48.9 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
31.9%
This area
31.9%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 97.1%
Other/Mixed 1.8%
Asian 0.7%
Black/African American 0.4%
Hispanic/Latino 0.2%
👶 Under 18
20.7%
This area
20.7%
USA
22.0%
👴 65 and Over
23.5%
This area
23.5%
USA
17.3%
📊 Poverty Rate
8.8%
This area
8.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 42256

B+ Avg School Grade
1 Schools
17.0:1 Avg Class Size
$14,216 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Lewisburg Elementary School

📚 Pre-K – 08 School
👥
492 Students
👨‍🏫
17.0:1 Class Size
💰
$14,216 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does Lewisburg, KY make sense for an investment property?

The 3.0/5 investability rating in Lewisburg, KY reflects its $188K prices and $792/mo rents. Investors generally consider it a solid option within KY.

What is the typical vacancy rate in Lewisburg, KY?

Occupancy in Lewisburg, KY runs predictable with elevated vacancy. Well-priced units at $792/mo lease on reasonable timelines.

Is the tenant base reliable in Lewisburg, KY?

The renter base in Lewisburg, KY is reasonable for the $792/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

How do home values compare in Lewisburg, KY?

Homes in Lewisburg, KY typically sell near $188K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

How much rent can I charge in Lewisburg, KY?

Rents in Lewisburg, KY run near $792/mo. Compared with median home prices of $188K that produces solid gross yields for typical rentals.

You know 42256 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 42256 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 42256 ranks in Bowling Green, KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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