Real Estate Investing in Stone, Kentucky (41543)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 41543 (Stone, KY)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 25.5% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.1% CAGR).
- 1-year downturn: Values declined 8.1% in the last year.
- Elevated poverty: 24.1% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stone, KY (41543)?
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Market Analysis: 41543 Stone
The 41543 ZIP in Stone is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $67K are approachable, and upside sits in the rehab line.
In 41543, the deal is made on the buy and on the capex. significant entry prices of $67K leave room in the budget for light-to-medium renovation, with rent lift to match.
Statewide, KY value-add investors migrate toward ZIPs with 41543's profile — older stock, soft but real rent growth, and $67K pricing that keeps rehab math workable.
Residents in 41543 skew younger than the county average, and that matters for rehab positioning. Younger renters respond to finishes, appliances, and in-unit laundry in ways that move rent.
ZIP 41543 fits investors who can swing a hammer — or pay someone to swing one well. BRRRR, fix-and-flip, and fix-and-hold all work when the rehab scope is matched to the rent lift.
Here's what matters if you're considering buying a home in Stone:
Market Trends
Home Value History (with trend line)
📊 How Does 41543 Compare?
| Metric | 41543 | Stone | Kentucky |
|---|---|---|---|
| Home Value | $67,296 | $33,648 | $225,788 |
| 5-Year CAGR | 0.1% | 0.1% | 6.9% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 10.1% | 10.1% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 41543 (Stone, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $67,296 |
| Monthly Rent | $873 |
| Price-to-Rent | 6.4:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 15.6% |
| Cap Rate | 10.1% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | -8.1% ▼ |
| 3-Year CAGR | -3.2% ▼ |
| 5-Year CAGR | +0.1% ▲ |
| 10-Year CAGR | +2.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (10.1%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 41543
Population: 460
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does the 1% rule work in Stone, KY?
Yes, many Stone, KY properties clear the 1% rule. The rent-to-price ratio averages 1.30%, supported by $873/mo rents.
What is the smart move for investors in Stone, KY?
Investors usually favor value-add and BRRRR deals in Stone, KY. With home values at $67K and rents near $873/mo, other strategies can work but produce steady rather than outsized returns.
What are home prices like in Stone, KY?
In Stone, KY the median home value sits at $67K. Against the broader KY market, that reads as reasonable for most investors.
Is Stone, KY good for BRRRR investors?
Operators BRRRR-ing in Stone, KY report a strong results. Focus on sub-market acquisition and tight rehab budgets to capture the spread.
What kind of market is Stone, KY for investors?
Stone, KY rates 4.0/5 for investability. With median values at $67K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.
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