Real Estate Investing in Ransom, Kentucky (41558)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pike County • Population: 892 • Data updated: September 2026

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Should you buy in 41558 (Ransom, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 10.3% vacancy may signal weakening demand.
  • Flat appreciation: Values have barely moved over 5 years (0.2% CAGR).
  • 1-year downturn: Values declined 10.7% in the last year.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ransom, KY (41558)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $84,356
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $67,344
% Renters 34.0%

Market Analysis: 41558 Ransom

ZIP 41558 in Ransom, KY carries a healthy set of headwinds. Home values near $84K and rents of $801/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 41558 can be a an appealing option for hunting ground — but the discount at $84K reflects genuine risk that outside investors often underestimate.

Within KY, ZIP 41558 trails on several market indicators that neighboring Pike County submarkets outperform. The gap is real and durable enough to shape underwriting.

Resident income in 41558 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. durable returns are possible in 41558, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ransom:

C+ Average
Buy Confidence Score: 65/100
Affordability
25/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.3× the median income
Value Trend
Declining (-10.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$102K$93K$85K$77K$68K$60KJan 2016May 2021Jul 2026

📊 How Does 41558 Compare?

Metric 41558 Ransom Kentucky
Home Value $84,356 $84,356 $225,788
5-Year CAGR 0.2% 0.2% 6.9%
Avg Rent $801 $801 -
Cap Rate 7.4% 7.4% -
💡 Why Invest in 41558? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41558 (Ransom, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.4%
Good
5yr Growth
+0.2%
Slow

📊 Market Snapshot

Home Value $84,356
Monthly Rent $801
Price-to-Rent 8.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.4%
Cap Rate 7.4%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year -10.7% ▼
3-Year CAGR -1.8% ▼
5-Year CAGR +0.2% ▲
10-Year CAGR +2.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.4%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 41558

Population: 892

💰 Median Household Income
$67,344
This area
$67,344
State
$55,541
USA
$74,580
🏠 Renter Occupied
34.0%
This area
34.0%
State
23.6%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-16.4%
USA
3.7%
🎓 College Educated
9.2%
This area
9.2%
State
-4.1%
USA
33.7%
👤 Median Age
43.3 years
This area
43.3 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
10.3%
This area
10.3%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 98.4%
Asian 1.6%
👶 Under 18
14.6%
This area
14.6%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
10.2%
This area
10.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 8 Off-Campus Students
C
Appalachian Beauty School
43 students · 6.7 mi
B
Mingo Extended Learning Center
13 students · 9.7 mi

Frequently Asked Questions

What investment strategy works best in Ransom, KY?

In Ransom, KY the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $84K prices and $801/mo rents suits that approach.

Does house hacking work in Ransom, KY?

House hacking in Ransom, KY is reasonable to execute. Prices around $84K and rents of $801/mo solid owner-occupant economics.

Is housing expensive in Ransom, KY?

Ransom, KY home values average about $84K. That price point suits investors targeting rentals with $801/mo in monthly income.

What kind of market is Ransom, KY for investors?

Our data puts Ransom, KY at 3.0/5 for investability. Home prices of $84K and rents around $801/mo create a solid backdrop for investor activity.

Are tenants stable in Ransom, KY?

Ransom, KY draws a consistent base of working renters. Demand at the $801/mo rent level is reasonable for standard single-family and small multi rentals.

You know 41558 now. You don’t know where it ranks.

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