Real Estate Investing in Kimper, Kentucky (41555)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pike County • Population: 1,017 • Data updated: September 2026

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Should you buy in 41555 (Kimper, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 28.9% of homes vacant — above national norms.
  • 1-year downturn: Values declined 16.6% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kimper, KY (41555)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $66,134
Avg Monthly Rent $819
1% Rule ✓ Meets
Median Income $64,867
% Renters 5.6%

Market Analysis: 41555 Kimper

The 41555 ZIP in Kimper is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $66K are approachable, and upside sits in the rehab line.

BRRRR works in 41555 because the math supports it. Buy at $66K, rehab, and the refinance step typically recovers capital in a way that flat-yield markets cannot match.

Across Kimper, pockets like 41555 represent the last affordable rungs of a rising ladder. The state-level data shows those rungs thinning.

Stepping back, incomes in 41555 sit below the county median, the tenant pool is deep and the demand for upgraded rental stock consistently outruns supply.

Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kimper:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1× the median income
Value Trend
Declining (-16.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $819/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$85K$77K$68K$59K$50K$41KJan 2016May 2021Jul 2026

📊 How Does 41555 Compare?

Metric 41555 Kimper Kentucky
Home Value $66,134 $83,435 $225,788
5-Year CAGR 1.5% 1.8% 6.9%
Avg Rent $819 $864 -
Cap Rate 9.7% 8.4% -
💡 Why Invest in 41555? Click to expand

This ZIP code meets the 1% rule with rent at $819/mo on homes averaging $66,134 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41555 (Kimper, KY). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
9.7%
Excellent
5yr Growth
+1.5%
Slow

📊 Market Snapshot

Home Value $66,134
Monthly Rent $819
Price-to-Rent 6.7:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 14.9%
Cap Rate 9.7%
5-Year IRR 11.2%

📈 Home Appreciation

1-Year -16.6% ▼
3-Year CAGR -1.2% ▼
5-Year CAGR +1.5% ▲
10-Year CAGR +3.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.7%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.7%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 41555

Population: 1,017

💰 Median Household Income
$64,867
This area
$64,867
State
$55,541
USA
$74,580
🏠 Renter Occupied
5.6%
This area
5.6%
State
23.6%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-16.4%
USA
3.7%
🎓 College Educated
9.9%
This area
9.9%
State
-4.1%
USA
33.7%
👤 Median Age
29.3 years
This area
29.3 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
28.9%
This area
28.9%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
28.9%
This area
28.9%
USA
22.0%
👴 65 and Over
10.2%
This area
10.2%
USA
17.3%
📊 Poverty Rate
12.6%
This area
12.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 8 Off-Campus Students
C
Appalachian Beauty School
43 students · 6.0 mi
B
Mingo Extended Learning Center
13 students · 10.6 mi
C
University of Pikeville
2,610 students · 14.9 mi

Frequently Asked Questions

What is the average home sale price in Kimper, KY?

Typical homes in Kimper, KY go for around $66K. The 5-year CAGR of 0.0% reliable price movement.

How do experienced investors play Kimper, KY?

Investors who focus on value-add and BRRRR deals typically do well in Kimper, KY. The numbers - $66K homes against $819/mo rents - support that play.

Is BRRRR a fit for Kimper, KY?

Kimper, KY is a strong for BRRRR. Acquiring below market, rehabbing, and leasing at $819/mo produces solid refinance appraisals against $66K values.

What do rentals go for in Kimper, KY?

Average rent in Kimper, KY is approximately $819/mo per month. Against $66K home values that yields a reasonable rent-to-price ratio.

Does rental property in Kimper, KY pass the 1% rule?

Kimper, KY delivers a 1.24% rent-to-price ratio on average. Investors targeting the 1% rule will find solid opportunities.

You know 41555 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41555 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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