Real Estate Investing in Kimper, Kentucky (41539)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pike County • Population: 1,486 • Data updated: September 2026

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Should you buy in 41539 (Kimper, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated poverty: 20.8% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kimper, KY (41539)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $100,737
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $54,250
% Renters 16.0%

Market Analysis: 41539 Kimper

Not every below-median market is a bargain. Kimper's 41539 ZIP comes in at signals that favor experienced operators who can absorb the risk $101K pricing implies.

The investment case in 41539 is sturdy only for operators who understand what they are buying. A $101K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 41539 among KY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 41539 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 41539 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kimper:

C+ Average
Buy Confidence Score: 69/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.9× the median income
Value Trend
Declining (-2.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$109K$101K$92K$84K$75K$67KJan 2016May 2021Jul 2026

📊 How Does 41539 Compare?

Metric 41539 Kimper Kentucky
Home Value $100,737 $83,435 $225,788
5-Year CAGR 2.2% 1.8% 6.9%
Avg Rent $909 $864 -
Cap Rate 7.0% 8.4% -
💡 Why Invest in 41539? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41539 (Kimper, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.0%
Good
5yr Growth
+2.2%
Slow

📊 Market Snapshot

Home Value $100,737
Monthly Rent $909
Price-to-Rent 9.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.8%
Cap Rate 7.0%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year -2.7% ▼
3-Year CAGR +0.3% ▲
5-Year CAGR +2.2% ▲
10-Year CAGR +3.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.0%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.0%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 41539

Population: 1,486

💰 Median Household Income
$54,250
This area
$54,250
State
$55,541
USA
$74,580
🏠 Renter Occupied
16.0%
This area
16.0%
State
23.6%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-16.4%
USA
3.7%
🎓 College Educated
9.3%
This area
9.3%
State
-4.1%
USA
33.7%
👤 Median Age
50.4 years
This area
50.4 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
7.8%
This area
7.8%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 97.1%
Other/Mixed 2.9%
Hispanic/Latino 2.0%
👶 Under 18
15.1%
This area
15.1%
USA
22.0%
👴 65 and Over
22.3%
This area
22.3%
USA
17.3%
📊 Poverty Rate
20.8%
This area
20.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41539

A Avg School Grade
1 Schools
10.6:1 Avg Class Size
$14,759 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Kimper Elementary School

📚 Pre-K – 08 School
👥
117 Students
👨‍🏫
10.6:1 Class Size
💰
$14,759 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 8 Off-Campus Students
C
Appalachian Beauty School
43 students · 9.0 mi
C
University of Pikeville
2,610 students · 11.0 mi
D
American National University-Pikeville
329 students · 11.5 mi
D
Galen Health Institutes-Pikeville
122 students · 11.6 mi
B
Mingo Extended Learning Center
13 students · 14.4 mi

Frequently Asked Questions

What price range are homes in Kimper, KY?

Typical homes in Kimper, KY go for around $101K. The 5-year CAGR of 0.0% even-keeled price movement.

How much is rent in Kimper, KY?

The typical rental in Kimper, KY commands about $909/mo monthly. That rent profile measured cash flow against the $101K purchase basis.

Is KY a landlord-friendly state?

Kimper, KY falls under KY landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is Kimper in KY worth investing in?

With a 3.0/5 investability score, Kimper, KY ranks as a solid market for rental property investors. Median prices of $101K and rents of $909/mo drive the underlying numbers.

How deep is the rental pool in Kimper, KY?

Kimper, KY offers a even-keeled renter base at the $909/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 41539 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41539 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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