Real Estate Investing in Raccoon, Kentucky (41557)
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Should you buy in 41557 (Raccoon, KY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 11.9% vacancy may signal weakening demand.
- Elevated poverty: 40.4% poverty rate — can affect rent collection.
- Lower household income: $32,723 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Raccoon, KY (41557)?
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Market Analysis: 41557 Raccoon
This part of Pike County is not an easy win. The 41557 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The investment case in 41557 is sturdy only for operators who understand what they are buying. A $114K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
On the rental side, 41557 offers a low basis, the region around Raccoon has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Stepping back, 2,026 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. robust returns are possible in 41557, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Raccoon:
Market Trends
Home Value History (with trend line)
📊 How Does 41557 Compare?
| Metric | 41557 | Raccoon | Kentucky |
|---|---|---|---|
| Home Value | $114,436 | $114,436 | $225,788 |
| 5-Year CAGR | 3.3% | 3.3% | 6.9% |
| Avg Rent | $882 | $882 | - |
| Cap Rate | 6.0% | 6.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 41557 (Raccoon, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $114,436 |
| Monthly Rent | $882 |
| Price-to-Rent | 10.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.3% |
| Cap Rate | 6.0% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +1.4% ▲ |
| 3-Year CAGR | +2.3% ▲ |
| 5-Year CAGR | +3.3% ▲ |
| 10-Year CAGR | +4.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 41557
Population: 2,026
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the average home sale price in Raccoon, KY?
Raccoon, KY median home values land near $114K. That is reasonable territory for investors looking at $882/mo-per-month rentals.
Are there empty rentals in Raccoon, KY?
Vacancy risk in Raccoon, KY is elevated. That supports steady cash flow for typical rental holds.
Is it easy to find good tenants in Raccoon, KY?
Tenant quality in Raccoon, KY ranks as solid. Landlords generally report reliable occupancy at market rents of $882/mo.
What real estate strategy is ideal for Raccoon, KY?
The best-fit strategy in Raccoon, KY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is Raccoon, KY a smart market for rental property?
Yes - Raccoon, KY a 3.0/5 investability score. With $114K home prices against $882/mo monthly rent, the market delivers a reasonable entry point for new investors.
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