Real Estate Investing in Wittensville, Kentucky (41274)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 41274 (Wittensville, KY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated poverty: 40.9% poverty rate — can affect rent collection.
- Higher unemployment: 8.5% unemployment — tenant risk signal.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wittensville, KY (41274)?
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Market Analysis: 41274 Wittensville
This part of Johnson County is not an easy win. The 41274 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $783/mo on a $136K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 41274 sits below the stated 0.0% once reality is priced in.
The gap between 41274 and stronger Wittensville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 41274 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The 41274 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Wittensville:
Market Trends
Home Value History (with trend line)
📊 How Does 41274 Compare?
| Metric | 41274 | Wittensville | Kentucky |
|---|---|---|---|
| Home Value | $135,901 | $137,546 | $225,788 |
| 5-Year CAGR | 6.8% | 5.7% | 6.9% |
| Avg Rent | $783 | $783 | - |
| Cap Rate | 4.5% | 4.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 41274 (Wittensville, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $135,901 |
| Monthly Rent | $783 |
| Price-to-Rent | 14.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 11.2% |
📈 Home Appreciation
| 1-Year | -0.5% ▼ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 41274
Population: 497
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 41274
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,397 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are home prices like in Wittensville, KY?
In Wittensville, KY the median home value sits at $136K. Against the broader KY market, that reads as reasonable for most investors.
What is the smart move for investors in Wittensville, KY?
Investors usually favor careful cash-flow rentals with hands-on management in Wittensville, KY. With home values at $136K and rents near $783/mo, other strategies can work but produce reliable rather than outsized returns.
How strong is the working-renter base in Wittensville, KY?
Tenant quality in Wittensville, KY ranks as solid. Landlords generally report consistent occupancy at market rents of $783/mo.
Can owner-occupants cash flow in Wittensville, KY?
The house hack math a challenging in Wittensville, KY. Owner-occupant buyers benefit from the $783/mo rents and $136K home values.
Where do rents currently stand in Wittensville, KY?
Expect rents around $783/mo per month in Wittensville, KY. With home values at $136K, the yield math works out to reasonable levels for rental investors.
You know 41274 now. You don’t know where it ranks.
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