Real Estate Investing in Williamsport, Kentucky (41271)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Johnson County • Population: 390 • Data updated: September 2026

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Should you buy in 41271 (Williamsport, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 15.4% of homes vacant — above national norms.
  • 1-year downturn: Values declined 9.8% in the last year.
  • Elevated poverty: 22.0% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Williamsport, KY (41271)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $107,541
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 46.8%

Market Analysis: 41271 Williamsport

Looking more closely, ZIP 41271 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $108K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 41271 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within KY, ZIP 41271 trails on several market indicators that neighboring Johnson County submarkets outperform. The gap is real and impressive enough to shape underwriting.

Resident income in 41271 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 41271 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Williamsport:

Affordability
Affordable
Homes cost × the median income
Value Trend
Declining (-9.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$131K$116K$102K$87K$73K$59KJan 2012May 2019Jul 2026

📊 How Does 41271 Compare?

Metric 41271 Williamsport Kentucky
Home Value $107,541 $107,541 $225,788
5-Year CAGR 3.1% 3.1% 6.9%
Avg Rent $783 $783 -
Cap Rate 5.7% 5.7% -
💡 Why Invest in 41271? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 47% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41271 (Williamsport, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.7%
Fair
5yr Growth
+3.1%
Moderate

📊 Market Snapshot

Home Value $107,541
Monthly Rent $783
Price-to-Rent 11.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.7%
Cap Rate 5.7%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year -9.8% ▼
3-Year CAGR +0.0% ▲
5-Year CAGR +3.1% ▲
10-Year CAGR +3.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 41271

Population: 390

💰 Median Household Income
N/A
🏠 Renter Occupied
46.8%
This area
46.8%
State
23.6%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.4%
USA
3.7%
🎓 College Educated
16.8%
This area
16.8%
State
-4.1%
USA
33.7%
👤 Median Age
28.9 years
This area
28.9 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
15.4%
This area
15.4%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
33.3%
This area
33.3%
USA
22.0%
👴 65 and Over
10.0%
This area
10.0%
USA
17.3%
📊 Poverty Rate
22.0%
This area
22.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41271

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

C+ Average

Carl D Perkins Comprehensive Rehab Ctr

📚 Grade UG Elementary Limited Data
📍 5659 Main Street, Thelma
💰
$15,985 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,397 Off-Campus Students
C
South Eastern Beauty Academy
19 students · 4.6 mi
C
Big Sandy Community and Technical College
2,583 students · 10.1 mi

Investor Insight: With 1,397 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What strategy should investors use in Williamsport, KY?

In Williamsport, KY the solid play is typically careful cash-flow rentals with hands-on management. The combination of $108K prices and $783/mo rents suits that approach.

Does Williamsport, KY make sense for an investment property?

Williamsport, KY shows an investability rating of 3.0/5, with median home values near $108K and average rents around $783/mo. That combination puts it in the impressive tier for investor interest.

Where do home prices stand in Williamsport, KY?

Typical homes in Williamsport, KY go for around $108K. The 5-year CAGR of 0.0% consistent price movement.

Is house hacking profitable in Williamsport, KY?

The a challenging house-hack environment in Williamsport, KY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How strict are landlord regulations in Williamsport, KY?

For rental operators, Williamsport, KY rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

You know 41271 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41271 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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