Real Estate Investing in Paintsville, Kentucky (41263)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 41263 (Paintsville, KY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 19.1% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Paintsville, KY (41263)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 41263 Paintsville
ZIP 41263 in Paintsville, KY carries a solid set of headwinds. Home values near $157K and rents of $783/mo sit inside a market where underwriting has to be tight.
Put differently, the numbers look inviting — $157K purchase price, 0.0% nominal cap — the work to hit that pro forma in 41263 is substantial and deserves full respect.
Statewide comparisons place 41263 among KY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 41263 includes headwinds that any investor should price in. Income distribution skews lower than Paintsville averages, and tenant stability requires active management.
Strategically, 41263 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Paintsville:
Market Trends
Home Value History (with trend line)
📊 How Does 41263 Compare?
| Metric | 41263 | Paintsville | Kentucky |
|---|---|---|---|
| Home Value | $157,473 | $157,473 | $225,788 |
| 5-Year CAGR | 4.1% | 4.1% | 6.9% |
| Avg Rent | $783 | $783 | - |
| Cap Rate | 3.9% | 3.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 41263 (Paintsville, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $157,473 |
| Monthly Rent | $783 |
| Price-to-Rent | 16.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.0% |
| Cap Rate | 3.9% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | -2.3% ▼ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +3.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 41263
Population: 216
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 41263
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Central Elementary School
Johnson County Middle School
Paintsville High School
W R Castle Memorial Elementary School
Johnson Central High School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,397 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Should investors worry about vacancy in Paintsville, KY?
Vacancy in Paintsville, KY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $783/mo.
How strict are landlord regulations in Paintsville, KY?
Paintsville, KY operates under KY law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.
What is the smart move for investors in Paintsville, KY?
Most investors in Paintsville, KY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Does house hacking work in Paintsville, KY?
House hacking in Paintsville, KY is reasonable to execute. Prices around $157K and rents of $783/mo solid owner-occupant economics.
Is Paintsville, KY a good market for buy-and-hold investors?
Investors tracking Paintsville, KY will find a 3.0/5 rating supported by $157K median home values and $783/mo rents. That profile suits long-term holders targeting even-keeled returns.
You know 41263 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 41263 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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