Real Estate Investing in Boons Camp, Kentucky (41262)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Martin County • Population: 1,528 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 41262 (Boons Camp, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 26.5% of homes vacant — above national norms.
  • 1-year downturn: Values declined 12.8% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Boons Camp, KY (41262)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $95,796
Avg Monthly Rent $819
1% Rule ✗ Does Not Meet
Median Income $73,235
% Renters 20.1%

Market Analysis: 41262 Boons Camp

Meanwhile, ZIP 41262 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $96K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 41262 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 41262 among KY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Meanwhile, 1,528 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 41262 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Boons Camp:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.3× the median income
Value Trend
Declining (-12.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $819/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$116K$103K$90K$76K$63K$50KFeb 2016May 2021Jul 2026

📊 How Does 41262 Compare?

Metric 41262 Boons Camp Kentucky
Home Value $95,796 $103,125 $225,788
5-Year CAGR 4.9% 4.3% 6.9%
Avg Rent $819 $810 -
Cap Rate 6.7% 6.2% -
💡 Why Invest in 41262? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41262 (Boons Camp, KY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 41262 (Boons Camp, KY)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
6.7%
Good
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $95,796
Monthly Rent $819
Price-to-Rent 9.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.3%
Cap Rate 6.7%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year -12.8% ▼
3-Year CAGR +3.6% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.7%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.7%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
26.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 41262

Population: 1,528

💰 Median Household Income
$73,235
This area
$73,235
State
$55,541
USA
$74,580
🏠 Renter Occupied
20.1%
This area
20.1%
State
23.6%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.4%
USA
3.7%
🎓 College Educated
1.6%
This area
1.6%
State
-4.1%
USA
33.7%
👤 Median Age
22.9 years
This area
22.9 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
26.5%
This area
26.5%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
27.8%
This area
27.8%
USA
22.0%
👴 65 and Over
21.6%
This area
21.6%
USA
17.3%
📊 Poverty Rate
16.6%
This area
16.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 1,397 Off-Campus Students
C
South Eastern Beauty Academy
19 students · 10.8 mi
C
Big Sandy Community and Technical College
2,583 students · 14.4 mi

Investor Insight: With 1,397 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Should investors consider Boons Camp, KY?

The 3.0/5 investability rating in Boons Camp, KY reflects its $96K prices and $819/mo rents. Investors generally consider it a solid option within KY.

How tight is the rental market in Boons Camp, KY?

Vacancy risk in Boons Camp, KY is elevated. That supports measured cash flow for typical rental holds.

Is Boons Camp, KY better for rentals, flips, or BRRRR?

For Boons Camp, KY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Does a duplex house hack pencil in Boons Camp, KY?

For house hackers, Boons Camp, KY is a challenging. The $819/mo rent on a unit helps defray the mortgage on a $96K property.

Are renters plentiful in Boons Camp, KY?

Boons Camp, KY draws a measured base of working renters. Demand at the $819/mo rent level is reasonable for standard single-family and small multi rentals.

You know 41262 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41262 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 41262 (Boons Camp)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 41262 (Boons Camp, KY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.