Real Estate Investing in Staffordsville, Kentucky (41256)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 41256 (Staffordsville, KY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Staffordsville, KY (41256)?
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Market Analysis: 41256 Staffordsville
The 41256 ZIP in Staffordsville, KY is a local-operator market. Outside capital chasing a $177K entry has to pair deep knowledge with the discount.
The investment case in 41256 is durable only for operators who understand what they are buying. A $177K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Put differently, 41256 offers a low basis, the region around Staffordsville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 41256 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 41256 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Staffordsville:
Property Strategy for 41256
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $162,672 | $1,270 | 5.6% | +6.4% | $54,224 |
| 4BR | $254,761 | $1,400 | 4.0% | +5.8% | $63,690 |
Market Trends
Home Value History (with trend line)
📊 How Does 41256 Compare?
| Metric | 41256 | Staffordsville | Kentucky |
|---|---|---|---|
| Home Value | $176,564 | $176,564 | $225,788 |
| 5-Year CAGR | 5.1% | 5.1% | 6.9% |
| Avg Rent | $855 | $855 | - |
| Cap Rate | 3.8% | 3.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 41256 (Staffordsville, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $176,564 |
| Monthly Rent | $855 |
| Price-to-Rent | 17.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | -1.9% ▼ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +5.1% ▲ |
| 10-Year CAGR | +4.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 41256
Population: 2,200
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 41256
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,397 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much does a house cost in Staffordsville, KY?
In Staffordsville, KY the median home value sits at $177K. Against the broader KY market, that reads as reasonable for most investors.
What is the investability score for Staffordsville, KY?
Staffordsville, KY records an investability rating of 3.0/5, with median home values near $177K and average rents around $855/mo. That combination puts it in the significant tier for investor interest.
How quickly do rentals get leased in Staffordsville, KY?
Staffordsville, KY carries elevated vacancy risk. Expect reliable absorption at market rents of $855/mo.
What is it like being a landlord in Staffordsville, KY?
KY ranks as a landlord-friendly state for landlord-tenant law. Staffordsville generally follows the statewide framework, so landlords face reasonable operating rules.
Are tenants stable in Staffordsville, KY?
Working renters make up the core of the Staffordsville, KY tenant base. The pool is reasonable for investors targeting long-term holds.
You know 41256 now. You don’t know where it ranks.
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