Real Estate Investing in Stamping Ground, Kentucky (40379)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Scott County • Population: 3,826 • Data updated: September 2026

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Should you buy in 40379 (Stamping Ground, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 27.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stamping Ground, KY (40379)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $356,544
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $63,547
% Renters 12.5%

Market Analysis: 40379 Stamping Ground

Investors eyeing 40379 need to respect the fundamentals at play. Home values of $357K come alongside slower price movement and elevated management overhead.

The investment case in 40379 is durable only for operators who understand what they are buying. A $357K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 40379 among KY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 40379 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 40379 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stamping Ground:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Rising (+3.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Lexington-Fayette, KY Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
11.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lexington-Fayette, KY metro data
🏠

Property Strategy for 40379

Which property type performs best in this market?

Best for Cash Flow
2BR
3.3% cap rate
Best for Appreciation
2BR
+10.6% 5yr CAGR
Best Overall Value
3BR
$119,164/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $258,655 $1,190 3.3% +10.6% $129,328
3BR $357,493 $1,620 3.3% +8.4% $119,164
4BR $495,439 $1,810 2.6% +8.5% $123,860

Market Trends

Home Value History (with trend line)

$374K$332K$289K$247K$205K$163KDec 2007Apr 2017Jul 2026

📊 How Does 40379 Compare?

Metric 40379 Stamping Ground Lexington-Fayette, KY Kentucky
Home Value $356,544 $356,544 N/A $225,788
5-Year CAGR 4.7% 4.7% N/A 6.9%
Avg Rent $1,071 $1,071 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 40379? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 40379 (Stamping Ground, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $356,544
Monthly Rent $1,071
Price-to-Rent 27.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +3.3% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 40379

Population: 3,826

💰 Median Household Income
$63,547
This area
$63,547
State
$55,541
USA
$74,580
🏠 Renter Occupied
12.5%
This area
12.5%
State
23.6%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-16.4%
USA
3.7%
🎓 College Educated
24.5%
This area
24.5%
State
-4.1%
USA
33.7%
👤 Median Age
46.0 years
This area
46.0 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
6.0%
This area
6.0%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 95.0%
Other/Mixed 4.2%
Hispanic/Latino 2.0%
Black/African American 0.8%
👶 Under 18
22.0%
This area
22.0%
USA
22.0%
👴 65 and Over
20.1%
This area
20.1%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 40379

B+ Avg School Grade
1 Schools
14.5:1 Avg Class Size
$12,466 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Stamping Ground Elementary School

📚 K – 05 Elementary
👥
426 Students
👨‍🏫
14.5:1 Class Size
💰
$12,466 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 67 Off-Campus Students
C
Georgetown College
1,463 students · 10.1 mi
C
Midway University
1,945 students · 11.2 mi
C
Kentucky State University
1,689 students · 11.6 mi

Frequently Asked Questions

Is Stamping Ground in KY worth investing in?

Stamping Ground, KY scores 3.0/5 for investability. Home values sit at $357K and rents near $1,071/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the typical rental rate in Stamping Ground, KY?

Expect rents around $1,071/mo per month in Stamping Ground, KY. With home values at $357K, the yield math works out to reasonable levels for rental investors.

What is the typical vacancy rate in Stamping Ground, KY?

Rental vacancy in Stamping Ground, KY is elevated. Investors should budget normal turnover but not chronic empty units.

Is it easy to find good tenants in Stamping Ground, KY?

Tenant quality in Stamping Ground, KY ranks as solid. Landlords generally report consistent occupancy at market rents of $1,071/mo.

What is the best play in Stamping Ground, KY?

The best-fit strategy in Stamping Ground, KY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 40379 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 40379 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 40379 ranks in Lexington-Fayette, KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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