Real Estate Investing in Coxs Creek, Kentucky (40013)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 40013 (Coxs Creek, KY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Coxs Creek, KY (40013)?
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Market Analysis: 40013 Coxs Creek
Not every below-median market is a bargain. Coxs Creek's 40013 ZIP sits at signals that favor experienced operators who can absorb the risk $322K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $322K asset, 40013 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 40013's metrics run below Nelson County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 40013 ZIP's population of 6,830 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
The 40013 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Coxs Creek:
Property Strategy for 40013
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $247,782 | $1,180 | 3.4% | +6.6% | $123,891 |
| 3BR | $301,036 | $1,580 | 3.8% | +7.1% | $100,345 |
| 4BR | $405,121 | $1,950 | 3.5% | +7.1% | $101,280 |
Market Trends
Home Value History (with trend line)
📊 How Does 40013 Compare?
| Metric | 40013 | Coxs Creek | Bardstown, KY | Kentucky |
|---|---|---|---|---|
| Home Value | $321,838 | $321,838 | N/A | $225,788 |
| 5-Year CAGR | 5.7% | 5.7% | N/A | 6.9% |
| Avg Rent | $1,062 | $1,062 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40013 (Coxs Creek, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $321,838 |
| Monthly Rent | $1,062 |
| Price-to-Rent | 25.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.3% |
📈 Home Appreciation
| 1-Year | +8.5% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40013
Population: 6,830
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 40013
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the typical vacancy rate in Coxs Creek, KY?
Occupancy in Coxs Creek, KY runs consistent with elevated vacancy. Well-priced units at $1,062/mo lease on reasonable timelines.
Does house hacking work in Coxs Creek, KY?
House hacking in Coxs Creek, KY is reasonable to execute. Prices around $322K and rents of $1,062/mo solid owner-occupant economics.
Is Coxs Creek, KY a smart market for rental property?
With a 3.0/5 investability score, Coxs Creek, KY ranks as a solid market for rental property investors. Median prices of $322K and rents of $1,062/mo drive the underlying numbers.
Are homes affordable in Coxs Creek, KY?
Coxs Creek, KY home values average about $322K. That price point suits investors targeting rentals with $1,062/mo in monthly income.
How much rent can I charge in Coxs Creek, KY?
Coxs Creek, KY rentals go for roughly $1,062/mo a month. That puts gross yield in solid territory relative to $322K acquisition costs.
You know 40013 now. You don’t know where it ranks.
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How 40013 ranks in Bardstown, KY
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