Real Estate Investing in Taylorsville, Kentucky (40071)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 40071 (Taylorsville, KY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 31.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Taylorsville, KY (40071)?
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Market Analysis: 40071 Taylorsville
ZIP 40071 in Taylorsville, KY carries a significant set of headwinds. Home values near $375K and rents of $1,008/mo sit inside a market where underwriting has to be tight.
The 40071 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Meanwhile, 40071 offers a low basis, the region around Taylorsville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 40071 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 40071 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Taylorsville:
Property Strategy for 40071
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $223,047 | $1,120 | 3.6% | +8.2% | $111,524 |
| 3BR | $354,094 | $1,430 | 2.9% | +7.3% | $118,031 |
| 4BR | $457,810 | $1,660 | 2.6% | +7.7% | $114,453 |
Market Trends
Home Value History (with trend line)
📊 How Does 40071 Compare?
| Metric | 40071 | Taylorsville | Kentucky |
|---|---|---|---|
| Home Value | $375,456 | $375,456 | $225,788 |
| 5-Year CAGR | 5.5% | 5.5% | 6.9% |
| Avg Rent | $1,008 | $1,008 | - |
| Cap Rate | 2.1% | 2.1% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40071 (Taylorsville, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $375,456 |
| Monthly Rent | $1,008 |
| Price-to-Rent | 31.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.2% |
| Cap Rate | 2.1% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +7.4% ▲ |
| 3-Year CAGR | +5.0% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40071
Population: 16,702
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 40071
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Taylorsville, KY a smart market for rental property?
With a 3.0/5 investability score, Taylorsville, KY ranks as a solid market for rental property investors. Median prices of $375K and rents of $1,008/mo drive the underlying numbers.
Is KY a landlord-friendly state?
Landlord-friendliness in Taylorsville, KY is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What are rental rates like in Taylorsville, KY?
Average rent in Taylorsville, KY is approximately $1,008/mo per month. Against $375K home values that yields a reasonable rent-to-price ratio.
What is the typical vacancy rate in Taylorsville, KY?
Occupancy in Taylorsville, KY runs even-keeled with elevated vacancy. Well-priced units at $1,008/mo lease on reasonable timelines.
Can I house hack in Taylorsville, KY?
Taylorsville, KY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $375K price point reasonable to enter.
You know 40071 now. You don’t know where it ranks.
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How 40071 ranks in Louisville/Jefferson County, KY-IN
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