Real Estate Investing in Coffeeville, Mississippi (38922)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yalobusha County • Population: 3,126 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 38922 (Coffeeville, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 31.9% of homes vacant — above national norms.
  • Declining values: -2.0% 5-year CAGR — values have moved lower.
  • Elevated poverty: 21.6% poverty rate — can affect rent collection.
  • Lower household income: $31,890 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Coffeeville, MS (38922)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $121,735
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $31,890
% Renters 22.4%

Market Analysis: 38922 Coffeeville

ZIP 38922 inside Yalobusha County looks affordable on the surface — median value of $122K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $122K asset, 38922 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 38922 sits on the difficult end of the MS spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Turning to rents, 3,126 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 38922 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Coffeeville:

D Needs Caution
Buy Confidence Score: 43/100
Affordability
15/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Stable (+0.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Grenada, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Grenada, MS metro data
🏠

Property Strategy for 38922

Which property type performs best in this market?

Best for Cash Flow
2BR
6.4% cap rate
Best for Appreciation
3BR
+3.1% 5yr CAGR
Best Overall Value
3BR
$42,123/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $97,175 $870 6.4% $48,587
3BR $126,369 $1,120 6.4% +3.1% $42,123

Market Trends

Home Value History (with trend line)

$154K$142K$131K$120K$109K$98KFeb 2016May 2021Jul 2026

📊 How Does 38922 Compare?

Metric 38922 Coffeeville Grenada, MS Mississippi
Home Value $121,735 $121,735 N/A $186,446
5-Year CAGR N/A N/A N/A 4.0%
Avg Rent $783 $783 N/A -
Cap Rate 5.0% 5.0% - -
💡 Why Invest in 38922? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 38922 (Coffeeville, MS). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 38922 (Coffeeville, MS)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
-2.0%
Declining

📉 Market Crash Risk Index

Based on Grenada, MS metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $121,735
Monthly Rent $783
Price-to-Rent 13.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.7%
Cap Rate 5.0%
5-Year IRR 3.0%

📈 Home Appreciation

1-Year +0.9% ▲
3-Year CAGR -0.7% ▼
5-Year CAGR -2.0% ▼
10-Year CAGR +1.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-2.0%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 38922

Population: 3,126

💰 Median Household Income
$31,890
This area
$31,890
State
$48,827
USA
$74,580
🏠 Renter Occupied
22.4%
This area
22.4%
State
27.7%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-17.6%
USA
3.7%
🎓 College Educated
11.0%
This area
11.0%
State
-11.7%
USA
33.7%
👤 Median Age
40.3 years
This area
40.3 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
31.9%
This area
31.9%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 55.4%
Black/African American 43.0%
Other/Mixed 1.3%
Hispanic/Latino 0.4%
Asian 0.3%
👶 Under 18
26.9%
This area
26.9%
USA
22.0%
👴 65 and Over
19.7%
This area
19.7%
USA
17.3%
📊 Poverty Rate
21.6%
This area
21.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 38922

A Avg School Grade
2 Schools
9.8:1 Avg Class Size
$16,267 Avg Per Pupil

Schools in This ZIP Code

A Very Good

COFFEEVILLE ELEMENTARY SCHOOL

📚 Pre-K – 08 School
👥
235 Students
👨‍🏫
10.9:1 Class Size
💰
$16,267 Per Student
A Very Good

COFFEEVILLE HIGH SCHOOL

📚 09 – 12 High School
👥
139 Students
👨‍🏫
8.7:1 Class Size
💰
$16,267 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Do rentals sit vacant long in Coffeeville, MS?

Occupancy in Coffeeville, MS runs steady with elevated vacancy. Well-priced units at $783/mo lease on reasonable timelines.

Are renters plentiful in Coffeeville, MS?

Expect a solid tenant pool in Coffeeville, MS. The rental market absorbs $783/mo rents without meaningful friction.

How much is rent in Coffeeville, MS?

Average rent in Coffeeville, MS is approximately $783/mo per month. Against $122K home values that yields a reasonable rent-to-price ratio.

What does house hacking look like in Coffeeville, MS?

House hacking in Coffeeville, MS is reasonable to execute. Prices around $122K and rents of $783/mo solid owner-occupant economics.

What type of investing works in Coffeeville, MS?

In Coffeeville, MS the significant play is typically careful cash-flow rentals with hands-on management. The combination of $122K prices and $783/mo rents suits that approach.

You know 38922 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 38922 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 38922 (Coffeeville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 38922 (Coffeeville, MS).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.