Real Estate Investing in Marietta, Mississippi (38856)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Itawamba County • Population: 1,442 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 38856 (Marietta, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Flat appreciation: Values have barely moved over 5 years (0.8% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Marietta, MS (38856)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $156,139
Avg Monthly Rent $1,143
1% Rule ✗ Does Not Meet
Median Income $70,625
% Renters 10.0%

Market Analysis: 38856 Marietta

Investors eyeing 38856 need to respect the fundamentals at play. Home values of $156K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 38856 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 38856 and stronger Marietta ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 38856 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 38856 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Marietta:

C+ Average
Buy Confidence Score: 63/100
Affordability
25/25
Appreciation
10/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,143/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Tupelo, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tupelo, MS metro data

Market Trends

Home Value History (with trend line)

$166K$156K$146K$137K$127K$117KFeb 2016May 2021Jul 2026

📊 How Does 38856 Compare?

Metric 38856 Marietta Tupelo, MS Mississippi
Home Value $156,139 $156,139 N/A $186,446
5-Year CAGR 0.8% 0.8% N/A 4.0%
Avg Rent $1,143 $1,143 N/A -
Cap Rate 5.7% 5.7% - -
💡 Why Invest in 38856? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 38856 (Marietta, MS). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 38856 (Marietta, MS)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.7%
Fair
5yr Growth
+0.8%
Slow

📉 Market Crash Risk Index

Based on Tupelo, MS metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $156,139
Monthly Rent $1,143
Price-to-Rent 11.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.8%
Cap Rate 5.7%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +0.8% ▲
10-Year CAGR +1.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.8%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 38856

Population: 1,442

💰 Median Household Income
$70,625
This area
$70,625
State
$48,827
USA
$74,580
🏠 Renter Occupied
10.0%
This area
10.0%
State
27.7%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-17.6%
USA
3.7%
🎓 College Educated
17.1%
This area
17.1%
State
-11.7%
USA
33.7%
👤 Median Age
38.8 years
This area
38.8 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 99.1%
Hispanic/Latino 0.9%
Other/Mixed 0.9%
👶 Under 18
21.3%
This area
21.3%
USA
22.0%
👴 65 and Over
15.7%
This area
15.7%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 38856

B+ Avg School Grade
1 Schools
12.1:1 Avg Class Size
$11,151 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

MARIETTA ELEMENTARY SCHOOL

📚 Pre-K – 08 School
👥
284 Students
👨‍🏫
12.1:1 Class Size
💰
$11,151 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 784 Off-Campus Students
C+
Itawamba Community College
4,937 students · 13.4 mi

Investor Insight: With 784 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Marietta, MS?

The median home value in Marietta, MS is roughly $156K. That puts it reasonable relative to the MS statewide average.

How qualified is the tenant pool in Marietta, MS?

The tenant pool in Marietta, MS is solid, supported by local employment and population fundamentals. Rents of $1,143/mo are well-absorbed by the market.

Which real estate strategy fits Marietta, MS?

The best-fit strategy in Marietta, MS is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is Marietta, MS a friendly market for rental owners?

Marietta, MS falls under MS landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is vacancy a concern in Marietta, MS?

Expect elevated vacancy in Marietta, MS. Rents at $1,143/mo are absorbed by the tenant base without meaningful lag.

You know 38856 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 38856 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 38856 ranks in Tupelo, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 38856 (Marietta)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 38856 (Marietta, MS).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.