Real Estate Investing in Belmont, Mississippi (38827)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 38827 (Belmont, MS)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 11.1% vacancy may signal weakening demand.
- Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Belmont, MS (38827)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 38827 Belmont
Investors eyeing 38827 need to respect the fundamentals at play. Home values of $171K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 38827 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
The gap between 38827 and stronger Belmont ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 38827 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. resilient returns are possible in 38827, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Belmont:
Market Trends
Home Value History (with trend line)
📊 How Does 38827 Compare?
| Metric | 38827 | Belmont | Mississippi |
|---|---|---|---|
| Home Value | $171,031 | $171,031 | $186,446 |
| 5-Year CAGR | 1.2% | 1.2% | 4.0% |
| Avg Rent | $783 | $783 | - |
| Cap Rate | 3.6% | 3.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 38827 (Belmont, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $171,031 |
| Monthly Rent | $783 |
| Price-to-Rent | 18.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 4.8% |
📈 Home Appreciation
| 1-Year | -2.6% ▼ |
| 3-Year CAGR | +0.3% ▲ |
| 5-Year CAGR | +1.2% ▲ |
| 10-Year CAGR | +3.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 38827
Population: 3,255
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 38827
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Does house hacking work in Belmont, MS?
For house hackers, Belmont, MS is a challenging. The $783/mo rent on a unit helps defray the mortgage on a $171K property.
How qualified is the tenant pool in Belmont, MS?
Working renters make up the core of the Belmont, MS tenant base. The pool is reasonable for investors targeting long-term holds.
How do landlord-tenant laws work in Belmont, MS?
The landlord environment in Belmont, MS is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Which real estate strategy fits Belmont, MS?
For Belmont, MS, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Where do home prices stand in Belmont, MS?
Typical homes in Belmont, MS go for around $171K. The 5-year CAGR of 0.0% even-keeled price movement.
You know 38827 now. You don’t know where it ranks.
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