Real Estate Investing in Adamsville, Tennessee (38310)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

McNairy County • Population: 6,410 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 38310 (Adamsville, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 22.0% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Adamsville, TN (38310)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $189,578
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $44,133
% Renters 23.0%

Market Analysis: 38310 Adamsville

The 38310 ZIP covers a section of Adamsville that demands careful diligence. Prices near $190K look accessible, but the work to make a deal cash flow is real.

Rent of $864/mo on a $190K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 38310 sits below the stated 0.0% once reality is priced in.

On balance, 38310 offers a low basis, the region around Adamsville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 38310 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 38310 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Adamsville:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+9.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 38310

Which property type performs best in this market?

Best for Cash Flow
2BR
5.2% cap rate
Best for Appreciation
2BR
+12.9% 5yr CAGR
Best Overall Value
2BR
$66,954/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $133,907 $960 5.2% +12.9% $66,954
3BR $215,312 $1,310 4.4% +10.6% $71,771
4BR $324,165 $1,420 3.2% +9.1% $81,041

Market Trends

Home Value History (with trend line)

$202K$175K$149K$122K$95K$69KJul 2006Jul 2016Jul 2026

📊 How Does 38310 Compare?

Metric 38310 Adamsville Tennessee
Home Value $189,578 $189,578 $327,001
5-Year CAGR 6.0% 6.0% 7.7%
Avg Rent $864 $864 -
Cap Rate 3.6% 3.6% -
💡 Why Invest in 38310? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 38310 (Adamsville, TN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 38310 (Adamsville, TN)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+6.0%
Strong

📊 Market Snapshot

Home Value $189,578
Monthly Rent $864
Price-to-Rent 18.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +9.7% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 38310

Population: 6,410

💰 Median Household Income
$44,133
This area
$44,133
State
$60,881
USA
$74,580
🏠 Renter Occupied
23.0%
This area
23.0%
State
25.6%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-22.2%
USA
3.7%
🎓 College Educated
13.5%
This area
13.5%
State
-6.3%
USA
33.7%
👤 Median Age
36.8 years
This area
36.8 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
22.0%
This area
22.0%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 95.3%
Black/African American 3.0%
Other/Mixed 1.8%
Hispanic/Latino 0.1%
👶 Under 18
27.7%
This area
27.7%
USA
22.0%
👴 65 and Over
19.9%
This area
19.9%
USA
17.3%
📊 Poverty Rate
15.2%
This area
15.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 38310

B+ Avg School Grade
3 Schools
12.6:1 Avg Class Size
$11,493 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

West Hardin Elementary

📚 Pre-K – 05 Elementary
👥
218 Students
👨‍🏫
11.5:1 Class Size
💰
$11,924 Per Student
B+ Above Average

Adamsville Elementary

📚 Pre-K – 08 School
👥
702 Students
👨‍🏫
13.8:1 Class Size
💰
$11,277 Per Student
B+ Above Average

Adamsville High School

📚 09 – 12 High School
👥
449 Students
👨‍🏫
12.4:1 Class Size
💰
$11,277 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 513 Off-Campus Students
C+
Tennessee College of Applied Technology-Crump
1,412 students · 5.3 mi

Investor Insight: With 513 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Adamsville, TN better for rentals, flips, or BRRRR?

Adamsville, TN investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($190K prices, $864/mo rents) make it a reasonable choice.

Is TN a landlord-friendly state?

Landlord-friendliness in Adamsville, TN is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What is the typical vacancy rate in Adamsville, TN?

Adamsville, TN vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Can I house hack in Adamsville, TN?

Adamsville, TN offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $864/mo rent level.

How deep is the rental pool in Adamsville, TN?

The tenant pool in Adamsville, TN is solid, supported by local employment and population fundamentals. Rents of $864/mo are well-absorbed by the market.

You know 38310 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 38310 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 38310 (Adamsville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 38310 (Adamsville, TN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.