Real Estate Investing in Crump, Tennessee (38327)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hardin County • Population: 717 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 38327 (Crump, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (35/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 29.2% of homes vacant — above national norms.
  • Elevated poverty: 22.5% poverty rate — can affect rent collection.
  • Lower household income: $31,776 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Crump, TN (38327)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $145,625
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $31,776
% Renters 10.5%

Market Analysis: 38327 Crump

Not every below-median market is a bargain. Crump's 38327 ZIP records signals that favor experienced operators who can absorb the risk $146K pricing implies.

The 38327 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 38327 and stronger Crump ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 38327 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Crump:

C Below Average
Buy Confidence Score: 50/100
Affordability
10/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Stable (+0.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$169K$162K$155K$149K$142K$135KFeb 2022May 2024Jul 2026

📊 How Does 38327 Compare?

Metric 38327 Crump Tennessee
Home Value $145,625 $145,625 $327,001
5-Year CAGR N/A N/A 7.7%
Avg Rent $864 $864 -
Cap Rate 4.6% 4.6% -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 38327 (Crump, TN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 38327 (Crump, TN)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
4.6%
Fair

📊 Market Snapshot

Home Value $145,625
Monthly Rent $864
Price-to-Rent 14.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.1%
Cap Rate 4.6%
5-Year IRR 2.1%

📈 Home Appreciation

1-Year +0.3% ▲
3-Year CAGR -2.6% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 38327

Population: 717

💰 Median Household Income
$31,776
This area
$31,776
State
$60,881
USA
$74,580
🏠 Renter Occupied
10.5%
This area
10.5%
State
25.6%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-22.2%
USA
3.7%
🎓 College Educated
6.7%
This area
6.7%
State
-6.3%
USA
33.7%
👤 Median Age
54.4 years
This area
54.4 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
29.2%
This area
29.2%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 98.8%
Black/African American 1.2%
👶 Under 18
10.1%
This area
10.1%
USA
22.0%
👴 65 and Over
23.0%
This area
23.0%
USA
17.3%
📊 Poverty Rate
22.5%
This area
22.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 513 Off-Campus Students
C+
Tennessee College of Applied Technology-Crump
1,412 students · 1.0 mi

Investor Insight: With 513 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of vacancy should I budget for in Crump, TN?

Expect elevated vacancy in Crump, TN. Rents at $864/mo are absorbed by the tenant base without meaningful lag.

What are rental rates like in Crump, TN?

Rents in Crump, TN run near $864/mo. Compared with median home prices of $146K that produces solid gross yields for typical rentals.

What approach is best for Crump, TN real estate?

Crump, TN investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($146K prices, $864/mo rents) make it a reasonable choice.

How qualified is the tenant pool in Crump, TN?

Crump, TN draws a consistent base of working renters. Demand at the $864/mo rent level is reasonable for standard single-family and small multi rentals.

Is Crump in TN worth investing in?

Crump, TN rates 2.0/5 for investability. With median values at $146K and rents near $864/mo, the market offers reasonable fundamentals for rental investors.

You know 38327 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 38327 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 38327 (Crump)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 38327 (Crump, TN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.