Real Estate Investing in Chattanooga, Tennessee (37411)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 37411 (Chattanooga, TN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.5% vacancy may signal weakening demand.
What’s happening in Chattanooga, TN (37411)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 37411 Chattanooga
In practical terms, ZIP 37411 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $234K median. It rewards specialists, not generalists.
Rent of $1,422/mo on a $234K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 37411 sits below the stated 0.0% once reality is priced in.
ZIP 37411's metrics run below Hamilton County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 37411 ZIP's population of 18,815 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
Distressed ZIPs reward experience. robust returns are possible in 37411, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Chattanooga:
Property Strategy for 37411
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $201,623 | $1,340 | 4.8% | +10.4% | $100,812 |
| 3BR | $258,595 | $1,670 | 4.6% | +9.4% | $86,198 |
| 4BR | $320,102 | $1,790 | 4.0% | +9.2% | $80,026 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 37411 Compare?
| Metric | 37411 | Chattanooga | Chattanooga, TN-GA | Tennessee |
|---|---|---|---|---|
| Home Value | $234,376 | $277,310 | N/A | $327,001 |
| 5-Year CAGR | 5.2% | 4.4% | N/A | 7.7% |
| Avg Rent | $1,422 | $1,520 | N/A | - |
| Cap Rate | 4.7% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37411 (Chattanooga, TN). Anonymous, moderated, never written by AI.
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Property managers serving Hamilton County
Manage rentals here? List your business →Greyhaven Realty Management Co. offers property management, brokerage, rehab, construction, leasing, and maintenance services in Chattanooga for single-family and multi-family properties. summary from their website
Doorby Property Management offers property management services in Chattanooga. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $234,376 |
| Monthly Rent | $1,422 |
| Price-to-Rent | 13.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.3% |
| Cap Rate | 4.7% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +0.6% ▲ |
| 3-Year CAGR | +1.8% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +8.2% ▲ |
🏠 Rent Trends
| 1-Year | +4.4% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37411
Population: 18,815
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 37411
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
East Side Elementary School
Chattanooga Charter School of Excellence
Chattanooga Girls Leadership Academy
Orchard Knob Middle School
East Ridge Middle School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,870 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Can I live-in-and-rent in Chattanooga, TN?
The house hack math a challenging in Chattanooga, TN. Owner-occupant buyers benefit from the $1,422/mo rents and $234K home values.
Is Chattanooga, TN good for landlords?
For rental operators, Chattanooga, TN rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
Is real estate in Chattanooga, TN a good investment right now?
Chattanooga, TN rates 3.0/5 for investability. With median values at $234K and rents near $1,422/mo, the market offers reasonable fundamentals for rental investors.
Are rents high in Chattanooga, TN?
Rents in Chattanooga, TN run near $1,422/mo. Compared with median home prices of $234K that produces solid gross yields for typical rentals.
How strong is the working-renter base in Chattanooga, TN?
The renter base in Chattanooga, TN is reasonable for the $1,422/mo price point. Screening well and pricing to market typically yields measured tenants.
You know 37411 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 37411 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 37411 ranks in Chattanooga, TN-GA
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