Real Estate Investing in White House, Tennessee (37188)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Robertson County • Population: 17,685 • Data updated: September 2026

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Should you buy in 37188 (White House, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in White House, TN (37188)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $389,553
Avg Monthly Rent $1,828
1% Rule ✗ Does Not Meet
Median Income $85,731
% Renters 21.8%

Market Analysis: 37188 White House

Stepping back, ZIP 37188 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $390K median. It rewards specialists, not generalists.

For an experienced owner, 37188 can be a a strong candidate for hunting ground — but the discount at $390K reflects genuine risk that outside investors often underestimate.

Regionally, 37188 sits on the difficult end of the TN spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 37188 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in White House:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Stable (+1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,828/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area
More inventory, negotiating room for buyers
62 days
Average time to sell
Slow
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Nashville-Davidson--Murfreesboro--Franklin, TN metro data
🏠

Property Strategy for 37188

Which property type performs best in this market?

Best for Cash Flow
4BR
4.4% cap rate
Best for Appreciation
2BR
+7.6% 5yr CAGR
Best Overall Value
4BR
$106,994/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $296,805 $1,680 4.1% +7.6% $148,403
3BR $370,353 $2,150 4.2% +7.2% $123,451
4BR $427,978 $2,620 4.4% +6.2% $106,994

Market Trends

Home Value History (with trend line)

$414K$360K$305K$250K$195K$140KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,916$1,884$1,851$1,819$1,786$1,754Dec 2024Oct 2025Jul 2026

📊 How Does 37188 Compare?

Metric 37188 White House Nashville-Davidson--Murfreesboro--Franklin, TN Tennessee
Home Value $389,553 $389,553 N/A $327,001
5-Year CAGR 3.8% 3.8% N/A 7.7%
Avg Rent $1,828 $1,828 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 37188? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 37188 (White House, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+3.8%
Moderate

📊 Market Snapshot

Home Value $389,553
Monthly Rent $1,828
Price-to-Rent 17.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.7%
5-Year IRR 7.4%

📈 Home Appreciation

1-Year +1.0% ▲
3-Year CAGR +0.4% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year +1.9% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 37188

Population: 17,685

💰 Median Household Income
$85,731
This area
$85,731
State
$60,881
USA
$74,580
🏠 Renter Occupied
21.8%
This area
21.8%
State
25.6%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-22.2%
USA
3.7%
🎓 College Educated
24.2%
This area
24.2%
State
-6.3%
USA
33.7%
👤 Median Age
37.2 years
This area
37.2 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
1.0%
This area
1.0%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 88.9%
Other/Mixed 7.2%
Hispanic/Latino 5.5%
Black/African American 2.7%
Asian 1.2%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
13.7%
This area
13.7%
USA
17.3%
📊 Poverty Rate
4.4%
This area
4.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 37188

C+ Avg School Grade
8 Schools
19.3:1 Avg Class Size
$9,900 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

White House High School

📚 09 – 12 High School
👥
804 Students
👨‍🏫
14.2:1 Class Size
💰
$11,062 Per Student
B Good

Harold B. Williams Elementary School

📚 Pre-K – 05 Elementary
👥
706 Students
👨‍🏫
16.1:1 Class Size
💰
$11,062 Per Student
B Good

White House Middle School

📚 05 – 08 School
👥
779 Students
👨‍🏫
15.7:1 Class Size
💰
$11,062 Per Student
B Good

Robert F. Woodall Elementary

📚 Pre-K – 02 Elementary
👥
506 Students
👨‍🏫
14.2:1 Class Size
💰
$10,316 Per Student
B Good
👥
611 Students
👨‍🏫
15.5:1 Class Size
💰
$10,316 Per Student
C+ Average

White House Heritage High School

📚 07 – 12 High School
👥
980 Students
👨‍🏫
17.5:1 Class Size
💰
$10,316 Per Student
D Needs Improvement
👥
1,315 Students
👨‍🏫
27.7:1 Class Size
💰
$7,531 Per Student
D Needs Improvement
👥
1,496 Students
👨‍🏫
34.0:1 Class Size
💰
$7,531 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 1,221 Off-Campus Students
C+
Welch College
389 students · 10.7 mi
D
EduMed Partners
114 students · 12.6 mi
C
Paul Mitchell the School-Murfreesboro-Nashville
266 students · 12.7 mi
C
Image Maker Beauty Institute
64 students · 12.9 mi
C
Volunteer State Community College
6,605 students · 13.1 mi
C
Mind Body Institute
36 students · 13.1 mi

Investor Insight: With 1,221 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much is rent in White House, TN?

White House, TN rentals go for roughly $1,828/mo a month. That puts gross yield in solid territory relative to $390K acquisition costs.

Are landlord laws favorable in White House, TN?

Rental owners in White House, TN deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Should investors worry about vacancy in White House, TN?

Vacancy in White House, TN is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,828/mo.

How strong is tenant demand in White House, TN?

White House, TN draws a predictable base of working renters. Demand at the $1,828/mo rent level is reasonable for standard single-family and small multi rentals.

Which real estate strategy fits White House, TN?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in White House, TN. The numbers - $390K homes against $1,828/mo rents - support that play.

You know 37188 now. You don’t know where it ranks.

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How 37188 ranks in Nashville-Davidson--Murfreesboro--Franklin, TN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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