Real Estate Investing in Jacksons Gap, Alabama (36861)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 36861 (Jacksons Gap, AL)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 45.3% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 74.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Jacksons Gap, AL (36861)?
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Market Analysis: 36861 Jacksons Gap
ZIP 36861 in Jacksons Gap, AL carries a durable set of headwinds. Home values near $625K and rents of $702/mo sit inside a market where underwriting has to be tight.
The 36861 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 36861 sits on the difficult end of the AL spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 36861 includes headwinds that any investor should price in. Income distribution skews lower than Jacksons Gap averages, and tenant stability requires active management.
Strategically, 36861 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Jacksons Gap:
Market Trends
Home Value History (with trend line)
📊 How Does 36861 Compare?
| Metric | 36861 | Jacksons Gap | Alexander City, AL | Alabama |
|---|---|---|---|---|
| Home Value | $625,251 | $625,251 | N/A | $231,003 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 5.6% |
| Avg Rent | $702 | $702 | N/A | - |
| Cap Rate | 0.9% | 0.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36861 (Jacksons Gap, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $625,251 |
| Monthly Rent | $702 |
| Price-to-Rent | 74.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 1.4% |
| Cap Rate | 0.9% |
| 5-Year IRR | 7.0% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +8.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (0.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36861
Population: 2,805
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 905 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strict are landlord regulations in Jacksons Gap, AL?
Jacksons Gap, AL operates under AL law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.
Is it easy to find good tenants in Jacksons Gap, AL?
The renter base in Jacksons Gap, AL is reasonable for the $702/mo price point. Screening well and pricing to market typically yields predictable tenants.
Is Jacksons Gap, AL a good market for FHA house hackers?
Jacksons Gap, AL offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $702/mo rent level.
How much is rent in Jacksons Gap, AL?
Jacksons Gap, AL rentals go for roughly $702/mo a month. That puts gross yield in solid territory relative to $625K acquisition costs.
What is the typical home price in Jacksons Gap, AL?
Homes in Jacksons Gap, AL typically sell near $625K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.
You know 36861 now. You don’t know where it ranks.
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How 36861 ranks in Alexander City, AL
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