Real Estate Investing in Jackson, Alabama (36545)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 36545 (Jackson, AL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 29.0% of homes vacant — above national norms.
- Declining values: -0.6% 5-year CAGR — values have moved lower.
- Elevated poverty: 20.0% poverty rate — can affect rent collection.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Jackson, AL (36545)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 36545 Jackson
ZIP 36545 inside Clarke County looks affordable on the surface — median value of $142K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 36545 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Stepping back, 36545 offers a low basis, the region around Jackson has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 36545 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Jackson:
Market Trends
Home Value History (with trend line)
📊 How Does 36545 Compare?
| Metric | 36545 | Jackson | Alabama |
|---|---|---|---|
| Home Value | $142,024 | $142,024 | $231,003 |
| 5-Year CAGR | N/A | N/A | 5.6% |
| Avg Rent | $702 | $702 | - |
| Cap Rate | 3.9% | 3.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36545 (Jackson, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $142,024 |
| Monthly Rent | $702 |
| Price-to-Rent | 16.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.9% |
| 5-Year IRR | 3.3% |
📈 Home Appreciation
| 1-Year | +4.5% ▲ |
| 3-Year CAGR | -2.7% ▼ |
| 5-Year CAGR | -0.6% ▼ |
| 10-Year CAGR | +3.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36545
Population: 8,596
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 36545
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Jackson, AL suited for a house hack?
Jackson, AL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $142K price point reasonable to enter.
Does Jackson, AL favor landlords or tenants?
AL law landlord-friendly for landlords, and Jackson inherits those rules. Investors should still review local ordinances for rental licensing.
What is the investability score for Jackson, AL?
Jackson, AL scores 2.0/5 for investability. Home values sit at $142K and rents near $702/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How much rent can I charge in Jackson, AL?
The typical rental in Jackson, AL commands about $702/mo monthly. That rent profile even-keeled cash flow against the $142K purchase basis.
Are tenants stable in Jackson, AL?
Tenant demand in Jackson, AL is solid. The local workforce $702/mo rents across most rental classes.
You know 36545 now. You don’t know where it ranks.
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