Real Estate Investing in Uriah, Alabama (36540)
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Should you buy in 36540 (Uriah, AL)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 28.0% of homes vacant — above national norms.
- Declining values: -1.3% 5-year CAGR — values have moved lower.
- Higher unemployment: 22.1% unemployment — tenant risk signal.
- Lower household income: $27,254 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Uriah, AL (36540)?
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Market Analysis: 36540 Uriah
The 36540 ZIP in Uriah, AL is a local-operator market. Outside capital chasing a $153K entry has to pair deep knowledge with the discount.
Distressed markets are won on execution, not on spreadsheets. ZIP 36540 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader AL picture, 36540 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
A notable renter share of 17% in 36540 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 36540 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Uriah:
Market Trends
Home Value History (with trend line)
📊 How Does 36540 Compare?
| Metric | 36540 | Uriah | Alabama |
|---|---|---|---|
| Home Value | $153,351 | $76,675 | $231,003 |
| 5-Year CAGR | N/A | N/A | 5.6% |
| Avg Rent | $702 | $702 | - |
| Cap Rate | 3.6% | 3.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36540 (Uriah, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $153,351 |
| Monthly Rent | $702 |
| Price-to-Rent | 18.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 2.3% |
📈 Home Appreciation
| 1-Year | +2.7% ▲ |
| 3-Year CAGR | -3.3% ▼ |
| 5-Year CAGR | -1.3% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36540
Population: 854
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strict are landlord regulations in Uriah, AL?
Rental owners in Uriah, AL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
How strong is tenant demand in Uriah, AL?
Uriah, AL draws a stable base of working renters. Demand at the $702/mo rent level is reasonable for standard single-family and small multi rentals.
How expensive is real estate in Uriah, AL?
The median home value in Uriah, AL is roughly $153K. That puts it reasonable relative to the AL statewide average.
Does Uriah, AL make sense for an investment property?
With a 2.0/5 investability score, Uriah, AL ranks as a solid market for rental property investors. Median prices of $153K and rents of $702/mo drive the underlying numbers.
What is the best play in Uriah, AL?
Uriah, AL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($153K prices, $702/mo rents) make it a reasonable choice.
You know 36540 now. You don’t know where it ranks.
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