Real Estate Investing in Stockton, Alabama (36579)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Baldwin County • Population: 1,448 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 36579 (Stockton, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 50.4% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.6% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stockton, AL (36579)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $197,691
Avg Monthly Rent $1,008
1% Rule ✗ Does Not Meet
Median Income $64,732
% Renters 8.3%

Market Analysis: 36579 Stockton

Not every below-median market is a bargain. Stockton's 36579 ZIP records signals that favor experienced operators who can absorb the risk $198K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 36579 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 36579 sits on the difficult end of the AL spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 36579 includes headwinds that any investor should price in. Income distribution skews lower than Stockton averages, and tenant stability requires active management.

Strategy in 36579 is an operator game, not a passive one. Turning to rents, entry prices of $198K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stockton:

C+ Average
Buy Confidence Score: 62/100
Affordability
20/25
Appreciation
10/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Declining (-0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,008/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Daphne-Fairhope-Foley, AL Metro Area
More inventory, negotiating room for buyers
92 days
Average time to sell
Slow
6.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Daphne-Fairhope-Foley, AL metro data

Market Trends

Home Value History (with trend line)

$219K$211K$204K$197K$190K$182KFeb 2021Nov 2023Jul 2026

📊 How Does 36579 Compare?

Metric 36579 Stockton Daphne-Fairhope-Foley, AL Alabama
Home Value $197,691 $197,691 N/A $231,003
5-Year CAGR 0.6% 0.6% N/A 5.6%
Avg Rent $1,008 $1,008 N/A -
Cap Rate 4.0% 4.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36579 (Stockton, AL). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 36579 (Stockton, AL)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
4.0%
Low
5yr Growth
+0.6%
Slow

📊 Market Snapshot

Home Value $197,691
Monthly Rent $1,008
Price-to-Rent 16.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 4.6%

📈 Home Appreciation

1-Year -0.1% ▼
3-Year CAGR -2.8% ▼
5-Year CAGR +0.6% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
50.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.6%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 36579

Population: 1,448

💰 Median Household Income
$64,732
This area
$64,732
State
$56,875
USA
$74,580
🏠 Renter Occupied
8.3%
This area
8.3%
State
24.9%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-24.3%
USA
3.7%
🎓 College Educated
21.4%
This area
21.4%
State
-11.9%
USA
33.7%
👤 Median Age
48.1 years
This area
48.1 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
50.4%
This area
50.4%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 58.8%
Black/African American 38.8%
Other/Mixed 2.4%
Hispanic/Latino 2.1%
👶 Under 18
17.5%
This area
17.5%
USA
22.0%
👴 65 and Over
20.7%
This area
20.7%
USA
17.3%
📊 Poverty Rate
12.1%
This area
12.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the average home sale price in Stockton, AL?

Typical homes in Stockton, AL go for around $198K. The 5-year CAGR of 0.0% measured price movement.

How strong is the working-renter base in Stockton, AL?

Tenant demand in Stockton, AL is solid. The local workforce $1,008/mo rents across most rental classes.

Is house hacking profitable in Stockton, AL?

House hacking works a challenging in Stockton, AL. Rents of $1,008/mo against $198K acquisition make the strategy solid for owner-occupants.

Is Stockton, AL landlord-friendly?

AL law landlord-friendly for landlords, and Stockton inherits those rules. Investors should still review local ordinances for rental licensing.

What do rentals go for in Stockton, AL?

Rental rates in Stockton, AL average $1,008/mo. Tenant demand and $198K home values make the yield look reasonable by investor standards.

You know 36579 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 36579 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 36579 ranks in Daphne-Fairhope-Foley, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 36579 (Stockton)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 36579 (Stockton, AL).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.