Real Estate Investing in Mount Vernon, Alabama (36560)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 36560 (Mount Vernon, AL)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 20.0% of homes vacant — above national norms.
- Declining values: -1.2% 5-year CAGR — values have moved lower.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mount Vernon, AL (36560)?
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Market Analysis: 36560 Mount Vernon
This part of Mobile County is not an easy win. The 36560 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $900/mo on a $101K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 36560 sits below the stated 0.0% once reality is priced in.
In the broader AL picture, 36560 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Who lives in 36560 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The right play in 36560 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Mount Vernon:
Market Trends
Home Value History (with trend line)
📊 How Does 36560 Compare?
| Metric | 36560 | Mount Vernon | Mobile, AL | Alabama |
|---|---|---|---|---|
| Home Value | $101,197 | $101,197 | N/A | $231,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.6% |
| Avg Rent | $900 | $900 | N/A | - |
| Cap Rate | 6.9% | 6.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36560 (Mount Vernon, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $101,197 |
| Monthly Rent | $900 |
| Price-to-Rent | 9.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.7% |
| Cap Rate | 6.9% |
| 5-Year IRR | 5.8% |
📈 Home Appreciation
| 1-Year | +4.2% ▲ |
| 3-Year CAGR | -3.8% ▼ |
| 5-Year CAGR | -1.2% ▼ |
| 10-Year CAGR | +2.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.9%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36560
Population: 3,000
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 36560
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much does a house cost in Mount Vernon, AL?
Mount Vernon, AL median home values land near $101K. That is reasonable territory for investors looking at $900/mo-per-month rentals.
What monthly rent should investors expect in Mount Vernon, AL?
Expect rents around $900/mo per month in Mount Vernon, AL. With home values at $101K, the yield math works out to reasonable levels for rental investors.
How deep is the rental pool in Mount Vernon, AL?
Tenant quality in Mount Vernon, AL ranks as solid. Landlords generally report stable occupancy at market rents of $900/mo.
Can owner-occupants cash flow in Mount Vernon, AL?
For house hackers, Mount Vernon, AL is a challenging. The $900/mo rent on a unit helps defray the mortgage on a $101K property.
How landlord-friendly is Mount Vernon, AL?
Mount Vernon, AL falls under AL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
You know 36560 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 36560 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 36560 ranks in Mobile, AL
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