Real Estate Investing in Ozark, Alabama (36360)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dale County • Population: 19,461 • Data updated: September 2026

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Should you buy in 36360 (Ozark, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.7% of homes vacant — above national norms.

What’s happening in Ozark, AL (36360)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $149,441
Avg Monthly Rent $1,350
1% Rule ✗ Does Not Meet
Median Income $48,654
% Renters 35.1%

Market Analysis: 36360 Ozark

ZIP 36360 inside Dale County looks affordable on the surface — median value of $149K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 36360 is durable only for operators who understand what they are buying. A $149K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within AL, ZIP 36360 trails on several market indicators that neighboring Dale County submarkets outperform. The gap is real and substantial enough to shape underwriting.

Demographically, 36360 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 36360 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ozark:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,350/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Ozark, AL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ozark, AL metro data
🏠

Property Strategy for 36360

Which property type performs best in this market?

Best for Cash Flow
2BR
5.7% cap rate
Best for Appreciation
3BR
+8.7% 5yr CAGR
Best Overall Value
2BR
$48,854/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $97,708 $780 5.7% +7.5% $48,854
3BR $156,604 $1,090 5.0% +8.7% $52,201
4BR $218,996 $1,300 4.3% +7.5% $54,749

Market Trends

Home Value History (with trend line)

$155K$140K$125K$110K$94K$79KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,386$1,282$1,177$1,073$968$864Oct 2025Mar 2026Jun 2026

📊 How Does 36360 Compare?

Metric 36360 Ozark Ozark, AL Alabama
Home Value $149,441 $149,441 N/A $231,003
5-Year CAGR 4.8% 4.8% N/A 5.6%
Avg Rent $1,350 $1,350 N/A -
Cap Rate 7.1% 7.1% - -
💡 Why Invest in 36360? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 35% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36360 (Ozark, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.1%
Good
5yr Growth
+4.8%
Moderate

📉 Market Crash Risk Index

Based on Ozark, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $149,441
Monthly Rent $1,350
Price-to-Rent 9.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.8%
Cap Rate 7.1%
5-Year IRR 11.9%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +2.0% ▲
5-Year CAGR +4.8% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.1%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.1%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 36360

Population: 19,461

💰 Median Household Income
$48,654
This area
$48,654
State
$56,875
USA
$74,580
🏠 Renter Occupied
35.1%
This area
35.1%
State
24.9%
USA
34.0%
💼 Unemployment Rate
5.3%
This area
5.3%
State
-24.3%
USA
3.7%
🎓 College Educated
18.3%
This area
18.3%
State
-11.9%
USA
33.7%
👤 Median Age
43.2 years
This area
43.2 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
13.7%
This area
13.7%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 68.2%
Black/African American 24.8%
Other/Mixed 5.8%
Hispanic/Latino 2.3%
Asian 1.2%
👶 Under 18
21.9%
This area
21.9%
USA
22.0%
👴 65 and Over
22.2%
This area
22.2%
USA
17.3%
📊 Poverty Rate
14.2%
This area
14.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 36360

B Avg School Grade
9 Schools
14.6:1 Avg Class Size
$14,445 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Little Wolves Early Learning Center

📚 Grade PK Elementary
👥
12 Students
👨‍🏫
6.0:1 Class Size
💰
$18,925 Per Student
B+ Above Average

Carroll High School

📚 09 – 12 High School
👥
673 Students
👨‍🏫
17.7:1 Class Size
💰
$14,215 Per Student
B+ Above Average

D A Smith Middle School

📚 06 – 08 Middle
👥
434 Students
👨‍🏫
15.1:1 Class Size
💰
$14,215 Per Student
B+ Above Average

Harry N Mixon Intermediate School

📚 03 – 05 Elementary
👥
395 Students
👨‍🏫
16.4:1 Class Size
💰
$14,215 Per Student
B+ Above Average

Joseph W Lisenby Primary School

📚 Pre-K – 02 Elementary
👥
527 Students
👨‍🏫
17.6:1 Class Size
💰
$14,215 Per Student
C+ Average

Carroll High School Career Center

📚 09 – 12 High School Limited Data
💰
$14,215 Per Student
C+ Average

Bridge Academy

📚 09 – 12 High School Limited Data
💰
$12,895 Per Student
C Below Average

Eagle Academy

📚 Pre-K – 12 K-12 Limited Data
💰
$14,215 Per Student
C Below Average

Opportunity Academy

📚 07 – 12 High School Limited Data
💰
$12,895 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1,026 Off-Campus Students
C
George C Wallace Community College-Dothan
4,010 students · 13.7 mi

Investor Insight: With 1,026 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is vacancy a concern in Ozark, AL?

Ozark, AL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Ozark, AL good for landlords?

Rental owners in Ozark, AL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the tenant pool like in Ozark, AL?

Working renters make up the core of the Ozark, AL tenant base. The pool is reasonable for investors targeting long-term holds.

How strong are rents in Ozark, AL?

Rent in Ozark, AL is around $1,350/mo. The resulting rent-to-value relationship with $149K pricing is reasonable for most investor models.

How do home values compare in Ozark, AL?

Median home price in Ozark, AL is near $149K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

You know 36360 now. You don’t know where it ranks.

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