Real Estate Investing in Horton, Alabama (35980)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marshall County • Population: 6,663 • Data updated: September 2026

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Should you buy in 35980 (Horton, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.0% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Horton, AL (35980)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $220,652
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $55,720
% Renters 18.7%

Market Analysis: 35980 Horton

The 35980 ZIP in Horton, AL is a local-operator market. Outside capital chasing a $221K entry has to pair deep knowledge with the discount.

For an experienced owner, 35980 can be a a solid fit for hunting ground — but the discount at $221K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Horton have seen price recovery that 35980 has not matched. Marshall County data supports the view that the spread is structural rather than temporary.

The demographic picture in 35980 includes headwinds that any investor should price in. Income distribution skews lower than Horton averages, and tenant stability requires active management.

The 35980 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Horton:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Albertville, AL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Albertville, AL metro data

Market Trends

Home Value History (with trend line)

$234K$205K$176K$147K$118K$88KJul 2006Jul 2016Jul 2026

📊 How Does 35980 Compare?

Metric 35980 Horton Albertville, AL Alabama
Home Value $220,652 $220,652 N/A $231,003
5-Year CAGR 3.3% 3.3% N/A 5.6%
Avg Rent $918 $918 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 35980? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35980 (Horton, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+3.3%
Moderate

📉 Market Crash Risk Index

Based on Albertville, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $220,652
Monthly Rent $918
Price-to-Rent 20.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.3%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +3.3% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35980

Population: 6,663

💰 Median Household Income
$55,720
This area
$55,720
State
$56,875
USA
$74,580
🏠 Renter Occupied
18.7%
This area
18.7%
State
24.9%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-24.3%
USA
3.7%
🎓 College Educated
17.5%
This area
17.5%
State
-11.9%
USA
33.7%
👤 Median Age
33.8 years
This area
33.8 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
10.0%
This area
10.0%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 84.2%
Other/Mixed 15.5%
Hispanic/Latino 9.8%
Black/African American 0.3%
👶 Under 18
31.5%
This area
31.5%
USA
22.0%
👴 65 and Over
12.2%
This area
12.2%
USA
17.3%
📊 Poverty Rate
15.7%
This area
15.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 265 Off-Campus Students
C+
Snead State Community College
2,767 students · 12.3 mi
C
New Beginning College of Cosmetology
39 students · 12.8 mi

Frequently Asked Questions

Which real estate strategy fits Horton, AL?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Horton, AL. The numbers - $221K homes against $918/mo rents - support that play.

Do landlords face vacancy issues in Horton, AL?

Expect elevated vacancy in Horton, AL. Rents at $918/mo are absorbed by the tenant base without meaningful lag.

What do landlords charge for rent in Horton, AL?

Rent in Horton, AL is around $918/mo. The resulting rent-to-value relationship with $221K pricing is reasonable for most investor models.

Is AL a landlord-friendly state?

Landlord-friendliness in Horton, AL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How strong is the working-renter base in Horton, AL?

The renter base in Horton, AL is reasonable for the $918/mo price point. Screening well and pricing to market typically yields predictable tenants.

You know 35980 now. You don’t know where it ranks.

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How 35980 ranks in Albertville, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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