Real Estate Investing in Boaz, Alabama (35957)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marshall County • Population: 16,672 • Data updated: September 2026

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Should you buy in 35957 (Boaz, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Boaz, AL (35957)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $211,520
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $46,799
% Renters 32.5%

Market Analysis: 35957 Boaz

ZIP 35957 inside Marshall County looks affordable on the surface — median value of $212K — but the discount exists for reasons that a careful buyer should understand before committing.

The 35957 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader AL picture, 35957 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A notable renter share of 33% in 35957 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 35957 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Boaz:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+6.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Albertville, AL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Albertville, AL metro data
🏠

Property Strategy for 35957

Which property type performs best in this market?

Best for Cash Flow
2BR
5.1% cap rate
Best for Appreciation
3BR
+9.6% 5yr CAGR
Best Overall Value
3BR
$70,199/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $143,211 $1,020 5.1% +9.1% $71,605
3BR $210,596 $1,280 4.4% +9.6% $70,199
4BR $283,719 $1,430 3.6% +8.5% $70,930

Market Trends

Home Value History (with trend line)

$224K$194K$165K$135K$106K$76KJul 2006Jul 2016Jul 2026

📊 How Does 35957 Compare?

Metric 35957 Boaz Albertville, AL Alabama
Home Value $211,520 $219,217 N/A $231,003
5-Year CAGR 5.0% 5.5% N/A 5.6%
Avg Rent $918 $873 N/A -
Cap Rate 3.4% 3.1% - -
💡 Why Invest in 35957? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35957 (Boaz, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+5.0%
Moderate

📉 Market Crash Risk Index

Based on Albertville, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $211,520
Monthly Rent $918
Price-to-Rent 19.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +6.6% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35957

Population: 16,672

💰 Median Household Income
$46,799
This area
$46,799
State
$56,875
USA
$74,580
🏠 Renter Occupied
32.5%
This area
32.5%
State
24.9%
USA
34.0%
💼 Unemployment Rate
0.5%
This area
0.5%
State
-24.3%
USA
3.7%
🎓 College Educated
13.3%
This area
13.3%
State
-11.9%
USA
33.7%
👤 Median Age
36.4 years
This area
36.4 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
13.3%
This area
13.3%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 81.1%
Other/Mixed 14.9%
Hispanic/Latino 12.2%
Black/African American 3.9%
Asian 0.1%
👶 Under 18
28.6%
This area
28.6%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
12.3%
This area
12.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35957

B Avg School Grade
5 Schools
17.4:1 Avg Class Size
$12,372 Avg Per Pupil

Schools in This ZIP Code

B Good

Boaz High School

📚 09 – 12 High School
👥
722 Students
👨‍🏫
16.7:1 Class Size
💰
$12,372 Per Student
B Good

Boaz Middle School

📚 06 – 08 Middle
👥
548 Students
👨‍🏫
16.1:1 Class Size
💰
$12,372 Per Student
B Good

Corley Elementary School

📚 02 – 03 Elementary
👥
387 Students
👨‍🏫
17.6:1 Class Size
💰
$12,372 Per Student
B Good

Boaz Elementary School

📚 Pre-K – 01 Elementary
👥
523 Students
👨‍🏫
18.0:1 Class Size
💰
$12,372 Per Student
B Good

Boaz Intermediate School

📚 04 – 05 Elementary
👥
374 Students
👨‍🏫
18.8:1 Class Size
💰
$12,372 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 265 Off-Campus Students
C+
Snead State Community College
2,767 students · 1.6 mi
C
New Beginning College of Cosmetology
39 students · 6.1 mi

Frequently Asked Questions

Does Boaz, AL make sense for an investment property?

The 3.0/5 investability rating in Boaz, AL reflects its $212K prices and $918/mo rents. Investors generally consider it a solid option within AL.

What strategy should investors use in Boaz, AL?

Investors usually favor careful cash-flow rentals with hands-on management in Boaz, AL. With home values at $212K and rents near $918/mo, other strategies can work but produce measured rather than outsized returns.

What is the typical renter like in Boaz, AL?

Tenant quality in Boaz, AL ranks as solid. Landlords generally report predictable occupancy at market rents of $918/mo.

Is Boaz, AL good for house hacking?

The house hack math a challenging in Boaz, AL. Owner-occupant buyers benefit from the $918/mo rents and $212K home values.

Where do rents currently stand in Boaz, AL?

Investors in Boaz, AL typically see rents near $918/mo per month against $212K home values - a solid setup for rental cash flow.

You know 35957 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 35957 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 35957 ranks in Albertville, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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