Real Estate Investing in Holly Pond, Alabama (35083)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 35083 (Holly Pond, AL)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holly Pond, AL (35083)?
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Market Analysis: 35083 Holly Pond
Meanwhile, ZIP 35083 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $233K median. It rewards specialists, not generalists.
Rent of $783/mo on a $233K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 35083 sits below the stated 0.0% once reality is priced in.
ZIP 35083's metrics run below Cullman County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
On balance, 4,276 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 35083 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Holly Pond:
Market Trends
Home Value History (with trend line)
📊 How Does 35083 Compare?
| Metric | 35083 | Holly Pond | Cullman, AL | Alabama |
|---|---|---|---|---|
| Home Value | $233,303 | $233,303 | N/A | $231,003 |
| 5-Year CAGR | 3.7% | 3.7% | N/A | 5.6% |
| Avg Rent | $783 | $783 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35083 (Holly Pond, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $233,303 |
| Monthly Rent | $783 |
| Price-to-Rent | 24.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 6.3% |
📈 Home Appreciation
| 1-Year | +3.1% ▲ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | +3.7% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35083
Population: 4,276
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 35083
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,108 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the rental occupancy rate in Holly Pond, AL?
Occupancy in Holly Pond, AL runs even-keeled with elevated vacancy. Well-priced units at $783/mo lease on reasonable timelines.
What kind of tenants rent in Holly Pond, AL?
Tenant quality in Holly Pond, AL ranks as solid. Landlords generally report consistent occupancy at market rents of $783/mo.
Is Holly Pond, AL landlord-friendly?
AL law landlord-friendly for landlords, and Holly Pond inherits those rules. Investors should still review local ordinances for rental licensing.
Does house hacking work in Holly Pond, AL?
House hacking works a challenging in Holly Pond, AL. Rents of $783/mo against $233K acquisition make the strategy solid for owner-occupants.
What investment strategy works best in Holly Pond, AL?
Most investors in Holly Pond, AL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 35083 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 35083 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 35083 ranks in Cullman, AL
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