Real Estate Investing in Cullman, Alabama (35058)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 35058 (Cullman, AL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 10.6% vacancy may signal weakening demand.
What’s happening in Cullman, AL (35058)?
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Market Analysis: 35058 Cullman
Investors eyeing 35058 need to respect the fundamentals at play. Home values of $266K come alongside slower price movement and elevated management overhead.
On balance, the numbers look inviting — $266K purchase price, 0.0% nominal cap — the work to hit that pro forma in 35058 is substantial and deserves full respect.
ZIP 35058's metrics run below Cullman County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 35058 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at Cullman's stable or hybrid ZIPs before stepping into 35058. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Cullman:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 35058 Compare?
| Metric | 35058 | Cullman | Cullman, AL | Alabama |
|---|---|---|---|---|
| Home Value | $266,490 | $267,899 | N/A | $231,003 |
| 5-Year CAGR | 5.0% | 4.9% | N/A | 5.6% |
| Avg Rent | $1,604 | $1,273 | N/A | - |
| Cap Rate | 4.7% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35058 (Cullman, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $266,490 |
| Monthly Rent | $1,604 |
| Price-to-Rent | 13.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.2% |
| Cap Rate | 4.7% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +5.3% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35058
Population: 11,003
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 35058
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,108 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Where do home prices stand in Cullman, AL?
Homes in Cullman, AL typically sell near $266K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
What does house hacking look like in Cullman, AL?
Cullman, AL offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,604/mo rent level.
How deep is the rental pool in Cullman, AL?
Tenant quality in Cullman, AL ranks as solid. Landlords generally report stable occupancy at market rents of $1,604/mo.
Does Cullman, AL favor landlords or tenants?
AL ranks as a landlord-friendly state for landlord-tenant law. Cullman generally follows the statewide framework, so landlords face reasonable operating rules.
Is Cullman, AL a good market for buy-and-hold investors?
With a 3.0/5 investability score, Cullman, AL ranks as a solid market for rental property investors. Median prices of $266K and rents of $1,604/mo drive the underlying numbers.
You know 35058 now. You don’t know where it ranks.
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How 35058 ranks in Cullman, AL
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