Real Estate Investing in Yalaha, Florida (34797)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lake County • Population: 1,142 • Data updated: September 2026

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Should you buy in 34797 (Yalaha, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Yalaha, FL (34797)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $345,763
Avg Monthly Rent $1,890
1% Rule ✗ Does Not Meet
Median Income $123,003
% Renters 0.0%

Market Analysis: 34797 Yalaha

ZIP 34797 inside Lake County looks affordable on the surface — median value of $346K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $1,890/mo on a $346K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 34797 sits below the stated 0.0% once reality is priced in.

Turning to rents, 34797 offers a low basis, the region around Yalaha has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 34797 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 34797 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Yalaha:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Declining (-1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,890/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Orlando-Kissimmee-Sanford, FL Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Orlando-Kissimmee-Sanford, FL metro data
🏠

Property Strategy for 34797

Which property type performs best in this market?

Best for Cash Flow
3BR
5.8% cap rate
Best for Appreciation
4BR
+8.6% 5yr CAGR
Best Overall Value
3BR
$109,688/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $274,621 $2,100 5.5% +7.4% $137,310
3BR $329,064 $2,640 5.8% +7.6% $109,688
4BR $553,423 $3,110 4.0% +8.6% $138,356

Market Trends

Home Value History (with trend line)

$369K$319K$269K$219K$170K$120KJul 2006Jul 2016Jul 2026

📊 How Does 34797 Compare?

Metric 34797 Yalaha Orlando-Kissimmee-Sanford, FL Florida
Home Value $345,763 $345,763 N/A $374,697
5-Year CAGR 4.7% 4.7% N/A 7.4%
Avg Rent $1,890 $1,890 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 34797? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34797 (Yalaha, FL). Anonymous, moderated, never written by AI.

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Property managers serving Lake County

Manage rentals here? List your business →

Towers Property Management provides community association management services to homeowners associations and condominium associations in Central Florida, including Orlando, Altamonte Springs, Oviedo, summary from their website

HOA
Unclaimed — is this your business? Claim it free

Gunn Property Services offers full-service Leesburg property management to owners and investors, helping find and apply for rental homes in Leesburg and The Villages. summary from their website

Unclaimed — is this your business? Claim it free

MOSAIC® provides property management services in Central Florida. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $345,763
Monthly Rent $1,890
Price-to-Rent 15.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year -1.0% ▼
3-Year CAGR +0.1% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 34797

Population: 1,142

💰 Median Household Income
$123,003
This area
$123,003
State
$70,737
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
29.9%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-18.0%
USA
3.7%
🎓 College Educated
46.3%
This area
46.3%
State
4.7%
USA
33.7%
👤 Median Age
68.6 years
This area
68.6 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
24.4%
This area
24.4%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 84.7%
Other/Mixed 14.7%
Hispanic/Latino 0.6%
Black/African American 0.5%
👶 Under 18
12.7%
This area
12.7%
USA
22.0%
👴 65 and Over
53.5%
This area
53.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 34797

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

B Good

LAKE HILLS SCHOOL

📚 Pre-K – 12 K-12
📍 909 S LAKESHORE BLVD, HOWEY IN THE HILLS
👥
215 Students
👨‍🏫
5.7:1 Class Size
💰
$11,078 Per Student
C+ Average

LAKE SUCCESS ACADEMY

📚 K – 12 K-12
📍 525 N GEORGIA AVE, HOWEY IIN THE HILLS
👥
27 Students
👨‍🏫
4.5:1 Class Size
💰
$11,078 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 2,150 Off-Campus Students
C+
Beacon College
527 students · 6.3 mi
C
Lake-Sumter State College
5,064 students · 6.6 mi
C
Lake Technical College
822 students · 10.3 mi

Investor Insight: With 2,150 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How tight is the rental market in Yalaha, FL?

Yalaha, FL carries elevated vacancy risk. Expect stable absorption at market rents of $1,890/mo.

How strong is tenant demand in Yalaha, FL?

Working renters make up the core of the Yalaha, FL tenant base. The pool is reasonable for investors targeting long-term holds.

Are eviction rules reasonable in Yalaha, FL?

Yalaha, FL falls under FL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is Yalaha, FL a good market for FHA house hackers?

Yalaha, FL offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,890/mo rent level.

What strategy should investors use in Yalaha, FL?

A careful cash-flow rentals with hands-on management strategy Yalaha, FL best. The market produces stable results for that approach at the $346K price point.

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How 34797 ranks in Orlando-Kissimmee-Sanford, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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